Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
Charlotte & Reinhard from Gent, company number BE0524871948, closed financial year 2025 with a result of € -15,991 after tax. For that financial year Charlotte & Reinhard recorded a gross margin of € -9,183 and equity of € 507. Compared with financial year 2024, the result moved from € -23,958 to € -15,991. The company made a loss. The buffer shrank hard: equity is 97 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 507
▼ 97% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,991
▲ 33 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2,827
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -5,693.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 3,955
▲ 85% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 867
▼ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 603
▼ 85% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 16,802 | € 41,032 | € -16,339 | € -9,183 | ▲ € 7,156 |
| Profit after taxes | € 4,756 | € 22,367 | € -23,958 | € -15,991 | ▲ € 7,968 |
| Equity | € 18,090 | € 40,457 | € 16,498 | € 507 | ▼ 97% |
| Total debts | € 14,645 | € 17,400 | € 16,401 | € 21,129 | ▲ 29% |
| Cash | € 148 | € 20,210 | € 4,029 | € 2,827 | ▼ 30% |
| Retained profit | € 11,890 | € 34,257 | € 10,298 | € -5,693 | ▼ € 15,991 |
| Balance sheet total | € 32,734 | € 57,856 | € 32,900 | € 21,636 | ▼ 34% |
Key figures of Charlotte & Reinhard, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Charlotte & Reinhard?
What happened at Charlotte & Reinhard in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 15,991. filed late Source: NBB ↗
- Charlotte Caluwaerts became a director. NBB
- New establishment in Affligem. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,756 profit in 2022 to € 15,991 loss in 2025.
Paid € 10,884 in corporate taxes since 2022.
Best year ever: 2023, with € 22,367 profit.
Management
Behind Charlotte & Reinhard is Charlotte Caluwaerts.
Directors
According to the 2025 annual accounts
Charlotte Caluwaerts
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Antwerpsesteenweg 303
9040 Gent
Okaaistraat 65
1790 Affligem
Active since 27 March 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0524.871.948
- VAT number
- BE 0524.871.948
- Registered office
- Antwerpsesteenweg 303, 9040 Gent
- Names & denominations
- Charlotte & Reinhard
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 March 2013
- Peppol
- Active · Active since 22 Oct 2026
- Activities · NACE
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