Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
SEPTANDSET from Assesse, company number BE0524792863, closed financial year 2024 with a result of € -2,270 after tax. For that financial year SEPTANDSET recorded a gross margin of € 371 and equity of € -108,634. Compared with financial year 2023, the result moved from € 4,391 to € -2,270. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2025.
€ -108,634
▼ € 2,270 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,270
▼ still € 4,391 profit in 2023
Profit after tax over the fiscal year.
€ 1,048
▼ 14% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -125,419.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 12,018
▼ 9% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 236
▼ 18% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 14,140 | € 17,921 | € 9,194 | € 371 | ▼ 96% |
| Profit after taxes | € -11,251 | € -19,773 | € 4,391 | € -2,270 | ▼ € 6,661 |
| Equity | € -90,982 | € -110,755 | € -106,364 | € -108,634 | ▼ € 2,270 |
| Total debts | € 144,390 | € 122,634 | € 115,637 | € 114,664 | ▼ 1% |
| Cash | € 2,214 | € 1,327 | € 1,216 | € 1,048 | ▼ 14% |
| Retained profit | € -107,767 | € -127,540 | € -123,149 | € -125,419 | ▼ € 2,270 |
| Bank debt | € 10,249 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 53,408 | € 11,879 | € 9,274 | € 6,030 | ▼ 35% |
Key figures of SEPTANDSET, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SEPTANDSET?
What happened at SEPTANDSET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 2,270 (▼ € 6,661 vs 2023). filed late Source: NBB ↗
- New establishment in Assesse. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,251 loss in 2021 to € 2,270 loss in 2024.
Paid € 988 in corporate taxes since 2021.
Best year ever: 2023, with € 4,391 profit.
Management
Behind SEPTANDSET is PATRICK DE LOVINFOSSE.
Directors
According to the 2024 annual accounts
PATRICK DE LOVINFOSSE
Director
Establishments
Establishment units
Physical locations of this company
Rue Sur l' Hesse 4a
5336 Assesse
Rue Sur l' Hesse 4 box A
5336 Assesse
Active since 29 March 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0524.792.863
- VAT number
- BE 0524.792.863
- Registered office
- Rue Sur l' Hesse 4a, 5336 Assesse
- Names & denominations
- SEPTANDSET
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 2013
- Peppol
- Active · Active since 22 Dec 2025
- Contact
- [email protected]
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