Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
CELTIMO from Tongeren-Borgloon, company number BE0508654043, closed financial year 2025 with a result of € -2,590 after tax. For that financial year CELTIMO recorded a gross margin of € -1,939 and equity of € 3.3 million. Compared with financial year 2024, the result moved from € -281 to € -2,590. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 3.3 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,590
▼ 822 % more loss than in 2024
Profit after tax over the fiscal year.
€ 509,111
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 3.1 million.
Debts at end 2025
€ 3.4 million
Loans from banks and other lenders, long and short.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,172 | € -3,289 | € -3,851 | € -1,939 | ▲ € 1,913 |
| Profit after taxes | € 252,898 | € -4,466 | € -281 | € -2,590 | ▼ € 2,309 |
| Equity | € 3,309,186 | € 3,304,720 | € 3,304,440 | € 3,301,849 | |
| Total debts | € 3,414,080 | € 3,414,080 | € 3,414,114 | € 3,414,080 | |
| Cash | € 648,236 | € 643,770 | € 642,143 | € 509,111 | ▼ 21% |
| Retained profit | € 3,065,386 | € 3,060,920 | € 3,060,640 | € 3,058,049 | |
| Bank debt | € 3,414,080 | € 3,414,080 | € 3,414,080 | € 3,414,080 | |
| Balance sheet total | € 6,723,266 | € 6,718,800 | € 6,718,553 | € 6,715,929 |
Key figures of CELTIMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CELTIMO?
What happened at CELTIMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,590. Source: NBB ↗
- New establishment in Tongeren-Borgloon. KBO
- Start of the company according to the CBE. KBO
In short
From € 252,898 profit in 2022 to € 2,590 loss in 2025.
Best year ever: 2022, with € 252,898 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CELTIMO is Tim Philippeth. It owns 99% of Isohold and 51% of Isolim - Isolatie itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Maastrichtersteenweg 467
3700 Tongeren-Borgloon
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
WIX_COM, IL
Website info
Features
Security
Network
Details
- Company number
- 0508.654.043
- VAT number
- BE 0508.654.043
- Registered office
- Maastrichtersteenweg 467, 3700 Tongeren-Borgloon
- Names & denominations
- CELTIMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 December 2012
- Peppol
- Active · Active since 28 Jan 2026
- Contact
- isolim.be