What does PSM Assuranties do?

PSM Assuranties is an insurance broker in Ieper. Private Limited, started on 21 December 2012, 2 establishments.

What is the address of PSM Assuranties?

The registered office of PSM Assuranties is located at Rijselstraat 52, 8900 Ieper.

Is PSM Assuranties still active?

Yes. According to the CBE (31 October 2026) PSM Assuranties is active, legal situation “Normale toestand”, started on 21 December 2012.

Is PSM Assuranties registered on Peppol?

Yes, PSM Assuranties is registered on the Peppol network with ID 0208:0508651667.

What is the enterprise number of PSM Assuranties?

The enterprise number of PSM Assuranties is BE0508651667.

When was PSM Assuranties founded?

PSM Assuranties was founded on 21 December 2012.

Who are the directors of PSM Assuranties?

According to the 2025 annual accounts, the directors of PSM Assuranties are: Stephan Willaert, Mieke D'Hallewin.

Is PSM Assuranties a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 December 2012; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did PSM Assuranties make in 2025?

PSM Assuranties posted a profit after taxes of € 163,111 in financial year 2025.

What is the revenue of PSM Assuranties?

As a small company, PSM Assuranties is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 182,510.

How much does an employee at PSM Assuranties earn?

The average wage cost per full-time employee at PSM Assuranties was € 49,600 in 2022: staff costs of € 49,569 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does PSM Assuranties have?

According to the 2025 annual accounts, PSM Assuranties has 0.8 full-time equivalents (FTE).

PSM Assuranties (Private Limited) - Ieper - BE0508651667

Dossier PSM Assuranties, printed on 31 October 2026 from databakkes.be/en/0508651667/psm-assuranties. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

PSM Assuranties from Ieper, company number BE0508651667, closed financial year 2025 with a result of € 163,111 after tax. For that financial year PSM Assuranties recorded a gross margin of € 182,510 and equity of € 692,872. Compared with financial year 2024, the result moved from € 87,677 to € 163,111. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 15, 2026.

What it is worth Growing

€ 692,872

▲ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 163,111

▲ 86% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 80,095

▲ 97% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 64,130 paid out

39 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

0.8

▼ 0.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 50,461

▲ 6% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 9,357

▲ 59% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 25,059

▲ 54% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 120,805 Gross margin 2022: € 120,805 First fiscal year in the series	€ 162,751 Gross margin 2023: € 162,751 ▲ 35% vs 2022 (€ 120,805) Favourable step	€ 174,710 Gross margin 2024: € 174,710 ▲ 7% vs 2023 (€ 162,751) Favourable step	€ 182,510 Gross margin 2025: € 182,510 ▲ 4% vs 2024 (€ 174,710) Favourable step	▲ 4%
Profit after taxes	€ 45,771 Profit after taxes 2022: € 45,771 First fiscal year in the series	€ 150,843 Profit after taxes 2023: € 150,843 ▲ 230% vs 2022 (€ 45,771) Favourable step	€ 87,677 Profit after taxes 2024: € 87,677 ▼ 42% vs 2023 (€ 150,843) Unfavourable step	€ 163,111 Profit after taxes 2025: € 163,111 ▲ 86% vs 2024 (€ 87,677) Favourable step	▲ 86%
Equity	€ 832,547 Equity 2022: € 832,547 First fiscal year in the series	€ 699,028 Equity 2023: € 699,028 ▼ 16% vs 2022 (€ 832,547) Unfavourable step	€ 658,891 Equity 2024: € 658,891 ▼ 6% vs 2023 (€ 699,028) Unfavourable step	€ 692,872 Equity 2025: € 692,872 ▲ 5% vs 2024 (€ 658,891) Favourable step	▲ 5%
Total debts	€ 31,564 Total debts 2022: € 31,564 First fiscal year in the series	€ 48,135 Total debts 2023: € 48,135 ▲ 52% vs 2022 (€ 31,564) Unfavourable step	€ 34,242 Total debts 2024: € 34,242 ▼ 29% vs 2023 (€ 48,135) Favourable step	€ 39,511 Total debts 2025: € 39,511 ▲ 15% vs 2024 (€ 34,242) Unfavourable step	▲ 15%
Cash	€ 208,784 Cash 2022: € 208,784 First fiscal year in the series	€ 94,735 Cash 2023: € 94,735 ▼ 55% vs 2022 (€ 208,784) Unfavourable step	€ 40,664 Cash 2024: € 40,664 ▼ 57% vs 2023 (€ 94,735) Unfavourable step	€ 80,095 Cash 2025: € 80,095 ▲ 97% vs 2024 (€ 40,664) Favourable step	▲ 97%
Retained profit	€ 325,047 Retained profit 2022: € 325,047 First fiscal year in the series	€ 419,028 Retained profit 2023: € 419,028 ▲ 29% vs 2022 (€ 325,047) Favourable step	€ 443,891 Retained profit 2024: € 443,891 ▲ 6% vs 2023 (€ 419,028) Favourable step	€ 542,872 Retained profit 2025: € 542,872 ▲ 22% vs 2024 (€ 443,891) Favourable step	▲ 22%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 56,861 Dividend 2023: € 56,861 Unchanged (€ 0) Unchanged	€ 62,813 Dividend 2024: € 62,813 ▲ 10% vs 2023 (€ 56,861) Unchanged	€ 64,130 Dividend 2025: € 64,130 ▲ 2% vs 2024 (€ 62,813) Unchanged	▲ 2%
Bank debt	€ 5,017 Bank debt 2022: € 5,017 First fiscal year in the series	€ 5,042 Bank debt 2023: € 5,042 Unchanged (€ 5,017) Unfavourable step	€ 5,079 Bank debt 2024: € 5,079 ▲ 1% vs 2023 (€ 5,042) Unfavourable step	€ 0 Bank debt 2025: € 0 ▼ 100% vs 2024 (€ 5,079) Favourable step	▼ 100%
Balance sheet total	€ 864,111 Balance sheet total 2022: € 864,111 First fiscal year in the series	€ 747,163 Balance sheet total 2023: € 747,163 ▼ 14% vs 2022 (€ 864,111) Unchanged	€ 693,133 Balance sheet total 2024: € 693,133 ▼ 7% vs 2023 (€ 747,163) Unchanged	€ 732,382 Balance sheet total 2025: € 732,382 ▲ 6% vs 2024 (€ 693,133) Unchanged	▲ 6%
Employees (FTE)	1 Employees (FTE) 2022: 1 First fiscal year in the series	0.9 Employees (FTE) 2023: 0.9 ▼ 0.1 vs 2022 (1) Unchanged	0.9 Employees (FTE) 2024: 0.9 Unchanged (0.9) Unchanged	0.8 Employees (FTE) 2025: 0.8 ▼ 0.1 vs 2024 (0.9) Unchanged	▼ 0.1

Key figures of PSM Assuranties, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to PSM Assuranties?

What happened at PSM Assuranties in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jan 15, 2026 New annual accounts for financial year 2025: profit of € 163,111 (▲ 86% vs 2024). Source: NBB ↗
Dec 7, 2017 New establishment in Zonnebeke. KBO
Jan 1, 2013 New establishment in Ieper. KBO
Dec 21, 2012 Start of the company according to the CBE. KBO
2012 Stephan Willaert became a director. NBB
2012 Mieke D'Hallewin became a director. NBB

In short

From € 45,771 profit in 2022 to € 163,111 profit in 2025.

Paid € 144,368 in corporate taxes since 2022.

Best year ever: 2025, with € 163,111 profit.

On average € 120,800 of value added per employee in 2022.

Original PDFs at the National Bank ↗

Management

Stephan Willaert

Mieke D'Hallewin

PSM Assuranties

D&W Verzekeringen 99.2%

Behind PSM Assuranties are Stephan Willaert and Mieke D'Hallewin. It owns 99.2% of D&W Verzekeringen itself.

Directors

According to the 2025 annual accounts

Stephan Willaert

Director

Also active at: D&W Verzekeringen

since 2012

Mieke D'Hallewin

Director

Also active at: D&W Verzekeringen

since 2012

Establishments

Establishment units

Physical locations of this company

Registered office

Rijselstraat 52

8900 Ieper

2.270.525.322

Beselarestraat 283

8980 Zonnebeke

Active since 7 December 2017

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

D&W Verzekeringen same network

€ 673,922 gross margin · 2025

PSM GROUP

MTRUST

VAUBAN VERZEKERINGEN

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0508.651.667

VAT number

BE 0508.651.667

Registered office

Rijselstraat 52, 8900 Ieper

Names & denominations

PSM Assuranties

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

21 December 2012

Peppol

Active · Active since 21 Oct 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Activiteiten van holdings

Activiteiten van adviesbureaus op het gebied van public relations en communicatie

Holdings

Adviesbureaus op het gebied van public relations en communicatie

View on CBE Public ↗ Annual accounts (NBB) ↗

PSM Assuranties

Financials

What happened to PSM Assuranties?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions