Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
Librinvest from Verviers, company number BE0508585549, closed financial year 2024 with a result of € 13,173 after tax. For that financial year Librinvest recorded a gross margin of € 225,310 and equity of € -120,799. Compared with financial year 2023, the result moved from € -173,490 to € 13,173. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ -120,799
▲ € 13,173 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,173
▲ still € 173,490 loss in 2023
Profit after tax over the fiscal year.
€ 9,380
▼ 38% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -126,999.
People and assets in 2024
4.9
▼ 6 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 176,671
▼ 54% vs 2023
€ 36,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,222
▼ 48% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 122,451
▼ 22% vs 2023
€ 21,576 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 120,566
▼ 22% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 122,225
▼ 11% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 242,059 | € 359,325 | € 258,291 | € 225,310 | ▼ 13% |
| Profit after taxes | € 18,740 | € -7,753 | € -173,490 | € 13,173 | ▲ € 186,663 |
| Equity | € 47,272 | € 39,518 | € -133,972 | € -120,799 | ▲ € 13,173 |
| Total debts | € 237,773 | € 352,778 | € 484,982 | € 403,297 | ▼ 17% |
| Cash | € 20,195 | € 14,995 | € 15,074 | € 9,380 | ▼ 38% |
| Retained profit | € 41,072 | € 33,318 | € -140,172 | € -126,999 | ▲ € 13,173 |
| Bank debt | € 87,027 | € 119,232 | € 157,673 | € 122,451 | ▼ 22% |
| Balance sheet total | € 285,045 | € 392,296 | € 351,010 | € 282,498 | ▼ 20% |
| Employees (FTE) | 6.5 | 7.9 | 10.9 | 4.9 | ▼ 6 |
Key figures of Librinvest, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Librinvest?
What happened at Librinvest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 13,173. filed late Source: NBB ↗
- New establishment in Verviers. KBO
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,740 profit in 2021 to € 13,173 profit in 2024.
Paid € 19,456 in corporate taxes since 2021.
Best year ever: 2021, with € 18,740 profit.
On average € 46,000 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Librinvest are Sabine Bertrand and Fabrice De Smedt.
Directors
According to the 2024 annual accounts
Sabine Bertrand
Director
Fabrice De Smedt
Director
Establishments
Establishment units
Physical locations of this company
Rue des Gardes-Frontières 11
4800 Verviers
Avenue Hanlet 41
4802 Verviers
Active since 23 January 2013
Avenue Hanlet 51
4800 Verviers
Active since 1 November 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0508.585.549
- VAT number
- BE 0508.585.549
- Registered office
- Rue des Gardes-Frontières 11, 4800 Verviers
- Names & denominations
- Librinvest · « Papyland » et « DE SMEDT PELLETS »
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 2012
- Peppol
- Active · Active since 22 Aug 2025
- Activities · NACE
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