Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 10.9 to 4.6.
Financials
Financial year 2025
Librinvest from Verviers, company number BE0508585549, closed financial year 2025 with a result of € 44,725 after tax. For that financial year Librinvest recorded a gross margin of € 214,030 and equity of € -76,074. Compared with financial year 2024, the result moved from € 13,173 to € 44,725. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -76,074
▲ € 44,725 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 44,725
▲ 240% vs 2024
Profit after tax over the fiscal year.
€ 4,917
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -82,274.
People and assets in 2025
4.6
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 132,080
▼ 25% vs 2024
€ 28,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,558
▲ 273% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 132,181
▲ 8% vs 2024
€ 10,950 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 91,499
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 46,428
▼ 62% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 359,325 | € 258,291 | € 225,310 | € 214,030 | ▼ 5% |
| Profit after taxes | € -7,753 | € -173,490 | € 13,173 | € 44,725 | ▲ 240% |
| Equity | € 39,518 | € -133,972 | € -120,799 | € -76,074 | ▲ € 44,725 |
| Total debts | € 352,778 | € 484,982 | € 403,297 | € 329,223 | ▼ 18% |
| Cash | € 14,995 | € 15,074 | € 9,380 | € 4,917 | ▼ 48% |
| Retained profit | € 33,318 | € -140,172 | € -126,999 | € -82,274 | ▲ € 44,725 |
| Bank debt | € 119,232 | € 157,673 | € 122,451 | € 132,181 | ▲ 8% |
| Balance sheet total | € 392,296 | € 351,010 | € 282,498 | € 253,149 | ▼ 10% |
| Employees (FTE) | 7.9 | 10.9 | 4.9 | 4.6 | ▼ 0.3 |
By gross margin, Librinvest ranks 6th of 23 companies with main activity “Detailhandel in boeken” in the province of Liège that publish figures (fiscal year 2025).
Key figures of Librinvest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about Librinvest the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to Librinvest?
What happened at Librinvest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 44,725 (▲ 240% vs 2024). filed late Source: NBB ↗
- New establishment in Verviers. KBO
- New establishment in Verviers. KBO
- Incorporation, published in the Gazette. Source: Staatsblad ↗
In short
From € 7,753 loss in 2022 to € 44,725 profit in 2025.
Paid € 7,870 in corporate taxes since 2022.
Best year ever: 2025, with € 44,725 profit.
On average € 46,500 of value added per employee in 2025.
Management
Behind Librinvest are Sabine Bertrand and Fabrice De Smedt.
Directors
According to the 2025 annual accounts
Sabine Bertrand
Director
Fabrice De Smedt
Director
Establishments
Establishment units
Physical locations of this company
Rue des Gardes-Frontières 11
4800 Verviers
Avenue Hanlet 41
4802 Verviers
Active since 23 January 2013
Avenue Hanlet 51
4800 Verviers
Active since 1 November 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in the province of Liège
Same main activity (Detailhandel in boeken), 31 active companies in the province of Liège, largest first.
€ 808,647 gross margin · 2025 · Liège
€ 531,503 gross margin · 2025 · Jalhay
€ 527,284 gross margin · 2025 · Liège
€ 288,893 gross margin · 2025 · Sprimont
€ 217,528 gross margin · 2026 · Liège
€ 143,402 gross margin · 2025 · Liège
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- DE SMEDT, Fabrice Cornel Marc(oprichter) 50%
- BERTRAND, Sabine Marie Jacqueline(oprichter) 50%
Details
- Company number
- 0508.585.549
- VAT number
- BE 0508.585.549
- Registered office
- Rue des Gardes-Frontières 11, 4800 Verviers
- Names & denominations
- Librinvest · « Papyland » et « DE SMEDT PELLETS »
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 2012
- Peppol
- Active · Active since 22 Aug 2025
- Activities · NACE
Detailhandel in boeken
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Groothandel in vaste, vloeibare en gasvormige brandstoffen en aanverwante producten
Groothandel in niet-elektrische huishoudelijke artikelen
Reparatie en onderhoud van producten van metaal