Financials
Financial year 2025
PANS D'OR from Oudergem, company number BE0508569614, closed financial year 2025 with a result of € 30,168 after tax. For that financial year PANS D'OR recorded a gross margin of € 70,034 and equity of € 272,022. Compared with financial year 2024, the result moved from € -18,232 to € 30,168. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 272,022
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 30,168
▲ still € 18,232 loss in 2024
Profit after tax over the fiscal year.
€ 119,170
▲ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 214,022.
People and assets in 2025
€ 993
▼ 55% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 112,423
▼ 15% vs 2024
€ 19,541 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 1,742
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,019
▼ 10% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 29,904 | € 39,127 | € 24,904 | € 70,034 | ▲ 181% |
| Profit after taxes | € -15,456 | € 4,761 | € -18,232 | € 30,168 | ▲ € 48,400 |
| Equity | € 255,324 | € 260,085 | € 241,853 | € 272,022 | ▲ 12% |
| Total debts | € 281,633 | € 258,420 | € 253,922 | € 235,157 | ▼ 7% |
| Cash | € 95,694 | € 102,916 | € 89,267 | € 119,170 | ▲ 33% |
| Land & buildings | € 394,019 | € 380,779 | € 367,539 | € 354,299 | ▼ 4% |
| Retained profit | € 197,324 | € 202,085 | € 183,853 | € 214,022 | ▲ 16% |
| Bank debt | € 176,523 | € 150,366 | € 131,582 | € 112,423 | ▼ 15% |
| Balance sheet total | € 536,957 | € 518,505 | € 495,775 | € 507,179 | ▲ 2% |
Key figures of PANS D'OR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to PANS D'OR?
What happened at PANS D'OR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 30,168. Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Oudergem. KBO
In short
From € 15,456 loss in 2022 to € 30,168 profit in 2025.
Paid € 16,673 in corporate taxes since 2022.
Best year ever: 2025, with € 30,168 profit.
Management
Behind PANS D'OR is Héloïse SCHIPPERS.
Directors
According to the 2025 annual accounts
Héloïse SCHIPPERS
Director
Establishments
Establishment units
Physical locations of this company
Mulderslaan 41
1160 Oudergem
Waverse steenweg 1420
1160 Oudergem
Active since 19 December 2012
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- SCHIPPERS Héloïse Anne(oprichter) 75%
- CEPEDA MENDEZ Luz de los Milagros(oprichter) 25%
Details
- Company number
- 0508.569.614
- VAT number
- BE 0508.569.614
- Registered office
- Mulderslaan 41, 1160 Oudergem
- Names & denominations
- PANS D'OR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2012
- Peppol
- Active · Active since 31 Oct 2023
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