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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
54 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
A&F Consulting from Waterloo, company number BE0506721763, closed financial year 2025 with a result of € 120,877 after tax. For that financial year A&F Consulting recorded a gross margin of € 165,721 and equity of € 27,702. Compared with financial year 2024, the result moved from € 139,967 to € 120,877. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 27,702
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 120,877
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 83,311
▼ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 115,000 paid out
95 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 29,686
▲ 1% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,260
▲ € 3,203 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,258
▼ 71% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 499,575 | € 289,253 | € 188,561 | € 165,721 | ▼ 12% |
| Profit after taxes | € 414,988 | € 207,602 | € 139,967 | € 120,877 | ▼ 14% |
| Equity | € 119,256 | € 236,858 | € 21,825 | € 27,702 | ▲ 27% |
| Total debts | € 733,024 | € 144,451 | € 386,047 | € 169,627 | ▼ 56% |
| Cash | € 506,300 | € 261,288 | € 338,014 | € 83,311 | ▼ 75% |
| Land & buildings | € 227,238 | - | - | - | |
| Retained profit | € 98,796 | € 216,398 | € 1,365 | € 7,242 | ▲ € 5,877 |
| Dividend | € 500,000 | € 90,000 | € 355,000 | € 115,000 | ▼ 68% |
| Bank debt | € 213,107 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 852,280 | € 381,309 | € 407,871 | € 197,328 | ▼ 52% |
Key figures of A&F Consulting, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A&F Consulting?
What happened at A&F Consulting in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 120,877 (▼ 14% vs 2024). filed late Source: NBB ↗
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 414,988 profit in 2022 to € 120,877 profit in 2025.
Paid € 204,010 in corporate taxes since 2022.
Best year ever: 2022, with € 414,988 profit.
Paid out € 1.1 million in dividends to the owners in total.
Management
Behind A&F Consulting are FREDERIC DUTRY and ANN LANNOYE .
Directors
According to the 2025 annual accounts
FREDERIC DUTRY
Director
ANN LANNOYE
Director
Establishments
Establishment units
Physical locations of this company
Chaussée de Bruxelles 102 box B
1410 Waterloo
Drève Richelle 161 box 8
1410 Waterloo
Active since 10 December 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 54 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0506.721.763
- VAT number
- BE 0506.721.763
- Registered office
- Chaussée de Bruxelles 102 bus B, 1410 Waterloo
- Names & denominations
- A&F Consulting
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 December 2014
- Peppol
- Active · Active since 2 Apr 2026
- Activities · NACE
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