Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
47 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
A&F Consulting from Waterloo, company number BE0506721763, closed financial year 2025 with a result of € 120,877 after tax. For that financial year A&F Consulting recorded a gross margin of € 165,721 and equity of € 27,702. Compared with financial year 2024, the result moved from € 139,967 to € 120,877. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 27,702
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 120,877
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 83,311
▼ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 115,000 paid out
95 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 29,686
▲ 1% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,260
▲ € 3,203 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,258
▼ 71% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 499,575 | € 289,253 | € 188,561 | € 165,721 | ▼ 12% |
| Profit after taxes | € 414,988 | € 207,602 | € 139,967 | € 120,877 | ▼ 14% |
| Equity | € 119,256 | € 236,858 | € 21,825 | € 27,702 | ▲ 27% |
| Total debts | € 733,024 | € 144,451 | € 386,047 | € 169,627 | ▼ 56% |
| Cash | € 506,300 | € 261,288 | € 338,014 | € 83,311 | ▼ 75% |
| Land & buildings | € 227,238 | - | - | - | |
| Retained profit | € 98,796 | € 216,398 | € 1,365 | € 7,242 | ▲ € 5,877 |
| Dividend | € 500,000 | € 90,000 | € 355,000 | € 115,000 | ▼ 68% |
| Bank debt | € 213,107 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 852,280 | € 381,309 | € 407,871 | € 197,328 | ▼ 52% |
Key figures of A&F Consulting, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A&F Consulting?
What happened at A&F Consulting in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 120,877 (▼ 14% vs 2024). filed late Source: NBB ↗
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 414,988 profit in 2022 to € 120,877 profit in 2025.
Paid € 204,010 in corporate taxes since 2022.
Best year ever: 2022, with € 414,988 profit.
Paid out € 1.1 million in dividends to the owners in total.
A new publication or filing at A&F Consulting? We notify you, reason included.
Follow A&F ConsultingDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A&F Consulting are FREDERIC DUTRY and ANN LANNOYE .
Directors
According to the 2025 annual accounts
FREDERIC DUTRY
Director
ANN LANNOYE
Director
Establishments
Establishment units
Physical locations of this company
Chaussée de Bruxelles 102 box B
1410 Waterloo
Drève Richelle 161 box 8
1410 Waterloo
Active since 10 December 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 47 companies are registered at this address.
All companies at this address →INTERDECOR
€ 256,233 gross margin · 2024
L. TRADING COMPANY
€ -7,123 gross margin · 2025
Manutimo
€ 176,950 gross margin · 2024
LAMSHOFJE
€ 12,974 gross margin · 2025
SHENKIRA
€ 103,888 gross margin · 2024
+42 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0506.721.763
- VAT number
- BE 0506.721.763
- Registered office
- Chaussée de Bruxelles 102 bus B, 1410 Waterloo
- Names & denominations
- A&F Consulting
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 December 2014
- Peppol
- Active · Active since 2 Apr 2026
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis
Activiteiten van interieurarchitecten
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis