Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BELLEFROID VERZEKERINGEN from Tongeren-Borgloon, company number BE0506630208, closed financial year 2025 with a result of € 124,438 after tax. For that financial year BELLEFROID VERZEKERINGEN recorded a gross margin of € 263,474 and equity of € 39,038. Compared with financial year 2024, the result moved from € 89,261 to € 124,438. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 28, 2026.
€ 39,038
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 124,438
▲ 39% vs 2024
Profit after tax over the fiscal year.
€ 43,436
▲ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 124,261 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 70,866
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,359
▼ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 164,362
▼ 10% vs 2024
€ 18,578 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 5,335
▲ 127% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,148
▼ 38% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 174,762 | € 229,260 | € 239,417 | € 263,474 | ▲ 10% |
| Profit after taxes | € 58,601 | € 82,256 | € 89,261 | € 124,438 | ▲ 39% |
| Equity | € 124,720 | € 18,600 | € 42,861 | € 39,038 | ▼ 9% |
| Total debts | € 66,453 | € 347,871 | € 283,740 | € 272,279 | ▼ 4% |
| Cash | € 53,191 | € 50,248 | € 40,041 | € 43,436 | ▲ 8% |
| Land & buildings | - | € 214,112 | € 208,682 | € 203,251 | ▼ 3% |
| Retained profit | € 106,120 | € 0 | € 24,261 | € 20,438 | ▼ 16% |
| Dividend | € 4,822 | € 188,376 | € 63,000 | € 124,261 | ▲ 97% |
| Bank debt | € 43,116 | € 201,583 | € 182,443 | € 164,362 | ▼ 10% |
| Balance sheet total | € 191,173 | € 366,471 | € 326,601 | € 311,317 | ▼ 5% |
Key figures of BELLEFROID VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BELLEFROID VERZEKERINGEN?
What happened at BELLEFROID VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 124,438 (▲ 39% vs 2024). Source: NBB ↗
- New establishment in Tongeren-Borgloon. KBO
- Start of the company according to the CBE. KBO
In short
From € 58,601 profit in 2022 to € 124,438 profit in 2025.
Paid € 102,029 in corporate taxes since 2022.
Best year ever: 2025, with € 124,438 profit.
Paid out € 380,459 in dividends to the owners in total.
A new publication or filing at BELLEFROID VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BELLEFROID VERZEKERINGEN is PIETER BELLEFROID.
Directors
According to the 2025 annual accounts
PIETER BELLEFROID
Director
Establishments
Establishment units
Physical locations of this company
Tongersesteenweg 54B
3840 Tongeren-Borgloon
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0506.630.208
- VAT number
- BE 0506.630.208
- Registered office
- Tongersesteenweg 54B, 3840 Tongeren-Borgloon
- Names & denominations
- BELLEFROID VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 December 2014
- Peppol
- Not registered
- Contact
- [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars