Active · per the CBE, 16 September 2026
Daelmans & Associés logo

Daelmans & Associés

BE0505786506

Rechtspersoon Private limited company 1 establishment

Daelmans & Associés is an insurance broker in Wavre. Private Limited, started on 28 November 2014, 1 establishment.

Rue de Wavre 27, 1301 Wavre daelmansetassocies.be 010 81 68 07

Behind the company: Tiphany DEFOICHE, Sandrine LENOIR, Cynthia DAELMANS.

Active for

11 year, 9 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Daelmans & Associés from Wavre, company number BE0505786506, closed financial year 2025 with a result of € 111,376 after tax. For that financial year Daelmans & Associés recorded a gross margin of € 375,550 and equity of € 67,545. Compared with financial year 2024, the result moved from € 72,368 to € 111,376. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.

What it is worth Healthy

€ 67,545

▼ 29% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 111,376

▲ 54% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 220,813

▲ 119% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 138,850 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 155,956

▲ 39% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 120,696

▼ 10% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go

€ 198,770

▼ 23% vs 2024

€ 65,626 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 37,099

▲ 100% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 43,177

▼ 17% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 226,396 € 264,246 € 307,402 € 375,550 ▲ 22%
Profit after taxes € 65,129 € 56,826 € 72,368 € 111,376 ▲ 54%
Equity € 97,826 € 95,151 € 95,019 € 67,545 ▼ 29%
Total debts € 328,923 € 463,186 € 400,865 € 377,404 ▼ 6%
Cash € 185,927 € 92,212 € 100,746 € 220,813 ▲ 119%
Retained profit € 61,826 € 59,151 € 59,019 € 31,545 ▼ 47%
Dividend € 51,000 € 59,500 € 72,500 € 138,850 ▲ 92%
Bank debt € 228,675 € 319,880 € 257,396 € 198,770 ▼ 23%
Balance sheet total € 426,749 € 580,281 € 514,993 € 466,218 ▼ 9%

Key figures of Daelmans & Associés, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Daelmans & Associés?

What happened at Daelmans & Associés in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 111,376 (▲ 54% vs 2024). Source: NBB ↗
  • New establishment in Wavre. KBO
  • Start of the company according to the CBE. KBO

In short

From € 65,129 profit in 2022 to € 111,376 profit in 2025.

Paid € 103,027 in corporate taxes since 2022.

Best year ever: 2025, with € 111,376 profit.

Paid out € 321,850 in dividends to the owners in total.

Management

Tiphany DEFOICHE Sandrine LENOIR Cynthia DAELMANS
Daelmans & Associés

Behind Daelmans & Associés are Tiphany DEFOICHE, Sandrine LENOIR and Cynthia DAELMANS.

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Directors

According to the 2025 annual accounts

Tiphany DEFOICHE

Director

Sandrine LENOIR

Director

Cynthia DAELMANS

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Wavre 27

1301 Wavre

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

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Website info

HTTPS Ja
Languages FR
Copyright 2026

Features

Details

Company number
0505.786.506
VAT number
BE 0505.786.506
Registered office
Rue de Wavre 27, 1301 Wavre
Names & denominations
Daelmans & Associés
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
28 November 2014
Peppol
Not registered
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does Daelmans & Associés do?
Daelmans & Associés is an insurance broker in Wavre. Private Limited, started on 28 November 2014, 1 establishment.
What is the address of Daelmans & Associés?
The registered office of Daelmans & Associés is located at Rue de Wavre 27, 1301 Wavre.
Is Daelmans & Associés still active?
Yes. According to the CBE (16 September 2026) Daelmans & Associés is active, legal situation “Normale toestand”, started on 28 November 2014.
Is Daelmans & Associés registered on Peppol?
No, Daelmans & Associés is currently not registered on the Peppol network.
What is the enterprise number of Daelmans & Associés?
The enterprise number of Daelmans & Associés is BE0505786506.
When was Daelmans & Associés founded?
Daelmans & Associés was founded on 28 November 2014.