Active · per the CBE, 17 September 2026

TRF CONSEILS

BE0502981523

Rechtspersoon Private limited company 1 establishment

TRF CONSEILS is an insurance broker in Colfontaine. Private Limited, started on 1 February 2013, 1 establishment.

Rue Grande 55, 7340 Colfontaine

Active for

13 year, 7 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Negative equity NBB

    More debt than assets in 2 of the last 4 fiscal years.

  • Two loss years in a row NBB

    Negative result in 2023 and 2024.

  • Tight liquidity NBB

    Cash and receivables cover 21 % of short-term debt in 2024; threshold 65 %.

Financials

Financial year 2024

TRF CONSEILS from Colfontaine, company number BE0502981523, closed financial year 2024 with a result of € -92,615 after tax. For that financial year TRF CONSEILS recorded a gross margin of € -22,959 and equity of € -172,947. Compared with financial year 2023, the result moved from € -139,805 to € -92,615. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 14, 2025.

What it is worth Caution

€ -172,947

▼ € 92,615 vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -92,615

▲ 34 % less loss than in 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 1,231

▼ 86% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -172,947.

People and assets in 2024

Wage cost

€ 4,225

▲ € 3,859 vs 2023

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 42,044

▲ 170% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt ≈ 5 years to go

€ 222,021

▲ 1% vs 2023

€ 45,436 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 1,038

▼ 74% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 1,059

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
2021202220232024Change 2023 → 2024
Gross margin € 61,346 € 54,558 € -95,277 € -22,959 ▲ € 72,318
Profit after taxes € 2,038 € 5,823 € -139,805 € -92,615 ▲ € 47,190
Equity € 53,650 € 59,473 € -80,332 € -172,947 ▼ € 92,615
Total debts € 103,689 € 120,589 € 224,087 € 249,248 ▲ 11%
Cash € 1,281 € 6,104 € 8,782 € 1,231 ▼ 86%
Retained profit € 41,250 € 47,073 € -92,732 € -172,947 ▼ € 80,215
Bank debt € 95,500 € 87,470 € 218,969 € 222,021 ▲ 1%
Balance sheet total € 157,338 € 180,061 € 143,755 € 76,301 ▼ 47%

Key figures of TRF CONSEILS, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to TRF CONSEILS?

What happened at TRF CONSEILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2024: loss of € 92,615. filed late Source: NBB ↗
  • New establishment in Colfontaine. KBO
  • Start of the company according to the CBE. KBO

In short

From € 2,038 profit in 2021 to € 92,615 loss in 2024.

Paid € 36,710 in corporate taxes since 2021.

Best year ever: 2022, with € 5,823 profit.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Grande 55

7340 Colfontaine

2.264.009.692

Rue Grande 51

7340 Colfontaine

Active since 1 February 2013

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0502.981.523
VAT number
BE 0502.981.523
Registered office
Rue Grande 55, 7340 Colfontaine
Names & denominations
TRF CONSEILS
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
1 February 2013
Peppol
Active · Active since 31 Dec 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Frequently asked questions

What does TRF CONSEILS do?
TRF CONSEILS is an insurance broker in Colfontaine. Private Limited, started on 1 February 2013, 1 establishment.
What is the address of TRF CONSEILS?
The registered office of TRF CONSEILS is located at Rue Grande 55, 7340 Colfontaine.
Is TRF CONSEILS still active?
Yes. According to the CBE (17 September 2026) TRF CONSEILS is active, legal situation “Normale toestand”, started on 1 February 2013.
Is TRF CONSEILS registered on Peppol?
Yes, TRF CONSEILS is registered on the Peppol network with ID 0208:0502981523.
What is the enterprise number of TRF CONSEILS?
The enterprise number of TRF CONSEILS is BE0502981523.
When was TRF CONSEILS founded?
TRF CONSEILS was founded on 1 February 2013.