Financials
Financial year 2025
IPSUM VERZEKERINGEN from Bilzen-Hoeselt, company number BE0502451981, closed financial year 2025 with a result of € 223,569 after tax. For that financial year IPSUM VERZEKERINGEN recorded a gross margin of € 476,431 and equity of € 411,138. Compared with financial year 2024, the result moved from € 202,891 to € 223,569. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 411,138
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 223,569
▲ 10% vs 2024
Profit after tax over the fiscal year.
€ 212,822
▲ € 175,610 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 150,000 paid out
67 % of the profit went to the shareholders, mostly to Arti Franssens (50 % of the shares). That is where the money ends up.
People and assets in 2025
€ 172,951
▲ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 29,659
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 330,518
▼ 11% vs 2024
€ 41,596 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 4,972
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,855
▲ 25% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 247,629 | € 284,117 | € 456,791 | € 476,431 | ▲ 4% |
| Profit after taxes | € -5,014 | € 18,701 | € 202,891 | € 223,569 | ▲ 10% |
| Equity | € 275,976 | € 294,677 | € 337,569 | € 411,138 | ▲ 22% |
| Total debts | € 493,530 | € 503,084 | € 564,863 | € 522,344 | ▼ 8% |
| Cash | € 24,928 | € 62,108 | € 37,212 | € 212,822 | ▲ € 175,610 |
| Land & buildings | € 379,139 | € 381,997 | € 380,389 | € 373,879 | ▼ 2% |
| Retained profit | € 124,919 | € 143,620 | € 186,511 | € 260,081 | ▲ 39% |
| Dividend | € 0 | € 0 | € 160,000 | € 150,000 | ▼ 6% |
| Bank debt | € 447,105 | € 414,662 | € 370,463 | € 330,518 | ▼ 11% |
| Balance sheet total | € 769,506 | € 797,761 | € 902,432 | € 933,482 | ▲ 3% |
Key figures of IPSUM VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IPSUM VERZEKERINGEN?
What happened at IPSUM VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 223,569 (▲ 10% vs 2024). Source: NBB ↗
- New establishment in Bilzen-Hoeselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,014 loss in 2022 to € 223,569 profit in 2025.
Paid € 106,176 in corporate taxes since 2022.
Best year ever: 2025, with € 223,569 profit.
Paid out € 310,000 in dividends to the owners in total.
A new publication or filing at IPSUM VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Arti Franssens, JS CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IPSUM VERZEKERINGENBehind IPSUM VERZEKERINGEN are JS Consult BV and Arti Franssens BV. The shares are held by Arti Franssens (50%) and JS CONSULT (0.7%).
Directors
According to the 2025 annual accounts
Shareholders
50%
0.7%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bilzersteenweg 45B box 1
3730 Bilzen-Hoeselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0502.451.981
- VAT number
- BE 0502.451.981
- Registered office
- Bilzersteenweg 45B bus 1, 3730 Bilzen-Hoeselt
- Names & denominations
- IPSUM VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 December 2012
- Peppol
- Active · Active since 1 Aug 2024
- Activities · NACE
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