Financials
Financial year 2025
EUROPEAN MICROFINANCE NETWORK from Brussel, company number BE0501927092, closed financial year 2025 with a result of € -40,817 after tax. For that financial year EUROPEAN MICROFINANCE NETWORK recorded revenue of € 440,253 and equity of € 584,183. Compared with financial year 2024, the result moved from € 95,015 to € -40,817. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 2, 2026.
€ 584,183
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -40,817
▼ still € 95,015 profit in 2024
Profit after tax over the fiscal year.
€ 661,580
▼ 43% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
7.8
▲ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 632,050
▲ 18% vs 2024
€ 81,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,555
▼ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 158,011
▲ € 121,518 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 111,690
▲ 81% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 314,713 | € 413,674 | € 520,216 | € 440,253 | ▼ 15% |
| Gross margin | € 596,956 | € 567,862 | € 637,139 | € 623,238 | ▼ 2% |
| Profit after taxes | € 66,839 | € 35,936 | € 95,015 | € -40,817 | ▼ € 135,832 |
| Equity | € 494,049 | € 529,985 | € 625,000 | € 584,183 | ▼ 7% |
| Total debts | € 507,173 | € 847,141 | € 959,818 | € 505,605 | ▼ 47% |
| Cash | € 730,859 | € 1,004,174 | € 1,160,784 | € 661,580 | ▼ 43% |
| Retained profit | € 366,217 | € 402,153 | € 497,169 | € 456,352 | ▼ 8% |
| Balance sheet total | € 1,001,221 | € 1,377,126 | € 1,584,818 | € 1,089,788 | ▼ 31% |
| Employees (FTE) | 8.4 | 7.7 | 6.8 | 7.8 | ▲ 1 |
Key figures of EUROPEAN MICROFINANCE NETWORK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EUROPEAN MICROFINANCE NETWORK?
What happened at EUROPEAN MICROFINANCE NETWORK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 40,817 (▼ € 135,832 vs 2024). filed late Source: NBB ↗
- Alexandre NAYME became a director. NBB
- Lorraine Marie G DE FIERLANT DORMER became a director. NBB
- Claudia BELLI stepped down as director. NBB
- Laure COUSSIRAT-COUSTERE stepped down as director. NBB
- Stefan BUCIUC became a director. NBB
- Guillermo ARIS became a director. NBB
- Panayiotis TOURNAVITIS became a director. NBB
In short
From € 66,839 profit in 2022 to € 40,817 loss in 2025.
Paid € 0 in corporate taxes since 2022.
Best year ever: 2024, with € 95,015 profit.
On average € 79,900 of value added per employee in 2025.
A new publication or filing at EUROPEAN MICROFINANCE NETWORK? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind EUROPEAN MICROFINANCE NETWORK are Alexandre NAYME, Lorraine Marie G DE FIERLANT DORMER, Stefan BUCIUC, Guillermo ARIS, Panayiotis TOURNAVITIS and Emanuele CABRAS.
Directors
According to the 2025 annual accounts
Alexandre NAYME
Director
since 2026
Lorraine Marie G DE FIERLANT DORMER
Director
since 2026
Stefan BUCIUC
Director
since 2024
Guillermo ARIS
Director
since 2024
Panayiotis TOURNAVITIS
Director
since 2024
Emanuele CABRAS
Director
since 2024
Herjola SPAHIU
Director
since 2024
Claudia BELLI
Director
since 2024 · until 2026
Laure COUSSIRAT-COUSTERE
Director
since 2024 · until 2026
Establishments
Establishment units
Physical locations of this company
Aarlenstraat 55
1040 Brussel
Nijverheidsstraat 10
1000 Brussel
Active since 1 January 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0501.927.092
- VAT number
- BE 0501.927.092
- Registered office
- Aarlenstraat 55, 1040 Brussel
- Names & denominations
- EUROPEAN MICROFINANCE NETWORK · EMN · RESEAU EUROPEEN DE LA MICROFINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- International non-profit association
- Legal situation
- Normale toestand
- Start date
- 12 December 2012
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Overige verenigingen, neg
Speur- en ontwikkelingswerk op het gebied van de maatschappij- en geesteswetenschappen
Overige financiële dienstverlening, neg
Overige dienstverlenende activiteiten op het gebied van informatie
Overige zakelijke dienstverlening, neg
Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.