What is the address of EUROPEAN MICROFINANCE NETWORK?

The registered office of EUROPEAN MICROFINANCE NETWORK is located at Aarlenstraat 55, 1040 Brussel.

Is EUROPEAN MICROFINANCE NETWORK still active?

Yes. According to the CBE (29 October 2026) EUROPEAN MICROFINANCE NETWORK is active, legal situation “Normale toestand”, started on 12 December 2012.

Is EUROPEAN MICROFINANCE NETWORK registered on Peppol?

Yes, EUROPEAN MICROFINANCE NETWORK is registered on the Peppol network with ID 0208:0501927092.

What is the enterprise number of EUROPEAN MICROFINANCE NETWORK?

The enterprise number of EUROPEAN MICROFINANCE NETWORK is BE0501927092.

When was EUROPEAN MICROFINANCE NETWORK founded?

EUROPEAN MICROFINANCE NETWORK was founded on 12 December 2012.

Is EUROPEAN MICROFINANCE NETWORK a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 12 December 2012; 5 annual accounts filed, latest fiscal year 2025; 9 directors known from the annual account.

How much profit did EUROPEAN MICROFINANCE NETWORK make in 2025?

EUROPEAN MICROFINANCE NETWORK recorded a loss after taxes of € 40,817 in financial year 2025.

What is the revenue of EUROPEAN MICROFINANCE NETWORK?

In its most recent annual accounts (2025), EUROPEAN MICROFINANCE NETWORK reported revenue of € 440,253.

How much does an employee at EUROPEAN MICROFINANCE NETWORK earn?

The average wage cost per full-time employee at EUROPEAN MICROFINANCE NETWORK was € 81,000 in 2025: staff costs of € 632,050 for 7.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does EUROPEAN MICROFINANCE NETWORK have?

According to the 2025 annual accounts, EUROPEAN MICROFINANCE NETWORK has 7.8 full-time equivalents (FTE).

EUROPEAN MICROFINANCE NETWORK (Int. non-profit) - Brussel

Q: What does EUROPEAN MICROFINANCE NETWORK do?

EUROPEAN MICROFINANCE NETWORK is filed with the CBE under the catch-all “Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen”. Also registered: research organisation. Int. non-profit, started on 12 December 2012, 1 establishment.

Q: Who are the directors of EUROPEAN MICROFINANCE NETWORK?

According to the 2025 annual accounts, the directors of EUROPEAN MICROFINANCE NETWORK are: Alexandre NAYME, Lorraine Marie G DE FIERLANT DORMER, Stefan BUCIUC, Guillermo ARIS, Panayiotis TOURNAVITIS, Emanuele CABRAS, Herjola SPAHIU, Claudia BELLI .

Dossier EUROPEAN MICROFINANCE NETWORK, printed on 29 October 2026 from databakkes.be/en/0501927092/european-microfinance-network. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

EUROPEAN MICROFINANCE NETWORK from Brussel, company number BE0501927092, closed financial year 2025 with a result of € -40,817 after tax. For that financial year EUROPEAN MICROFINANCE NETWORK recorded revenue of € 440,253 and equity of € 584,183. Compared with financial year 2024, the result moved from € 95,015 to € -40,817. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 2, 2026.

What it is worth Healthy

€ 584,183

▼ 7% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -40,817

▼ still € 95,015 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 661,580

▼ 43% vs 2024

Cash and bank balances on the last day of the fiscal year.

People and assets in 2025

Full-time equivalents

7.8

▲ 1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 632,050

▲ 18% vs 2024

€ 81,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,555

▼ 62% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 158,011

▲ € 121,518 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 111,690

▲ 81% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 314,713 Revenue 2022: € 314,713 First fiscal year in the series	€ 413,674 Revenue 2023: € 413,674 ▲ 31% vs 2022 (€ 314,713) Favourable step	€ 520,216 Revenue 2024: € 520,216 ▲ 26% vs 2023 (€ 413,674) Favourable step	€ 440,253 Revenue 2025: € 440,253 ▼ 15% vs 2024 (€ 520,216) Unfavourable step	▼ 15%
Gross margin	€ 596,956 Gross margin 2022: € 596,956 First fiscal year in the series	€ 567,862 Gross margin 2023: € 567,862 ▼ 5% vs 2022 (€ 596,956) Unfavourable step	€ 637,139 Gross margin 2024: € 637,139 ▲ 12% vs 2023 (€ 567,862) Favourable step	€ 623,238 Gross margin 2025: € 623,238 ▼ 2% vs 2024 (€ 637,139) Unfavourable step	▼ 2%
Profit after taxes	€ 66,839 Profit after taxes 2022: € 66,839 First fiscal year in the series	€ 35,936 Profit after taxes 2023: € 35,936 ▼ 46% vs 2022 (€ 66,839) Unfavourable step	€ 95,015 Profit after taxes 2024: € 95,015 ▲ 164% vs 2023 (€ 35,936) Favourable step	€ -40,817 Profit after taxes 2025: € -40,817 ▼ € 135,832 vs 2024 (€ 95,015) Unfavourable step	▼ € 135,832
Equity	€ 494,049 Equity 2022: € 494,049 First fiscal year in the series	€ 529,985 Equity 2023: € 529,985 ▲ 7% vs 2022 (€ 494,049) Favourable step	€ 625,000 Equity 2024: € 625,000 ▲ 18% vs 2023 (€ 529,985) Favourable step	€ 584,183 Equity 2025: € 584,183 ▼ 7% vs 2024 (€ 625,000) Unfavourable step	▼ 7%
Total debts	€ 507,173 Total debts 2022: € 507,173 First fiscal year in the series	€ 847,141 Total debts 2023: € 847,141 ▲ 67% vs 2022 (€ 507,173) Unfavourable step	€ 959,818 Total debts 2024: € 959,818 ▲ 13% vs 2023 (€ 847,141) Unfavourable step	€ 505,605 Total debts 2025: € 505,605 ▼ 47% vs 2024 (€ 959,818) Favourable step	▼ 47%
Cash	€ 730,859 Cash 2022: € 730,859 First fiscal year in the series	€ 1,004,174 Cash 2023: € 1,004,174 ▲ 37% vs 2022 (€ 730,859) Favourable step	€ 1,160,784 Cash 2024: € 1,160,784 ▲ 16% vs 2023 (€ 1,004,174) Favourable step	€ 661,580 Cash 2025: € 661,580 ▼ 43% vs 2024 (€ 1,160,784) Unfavourable step	▼ 43%
Retained profit	€ 366,217 Retained profit 2022: € 366,217 First fiscal year in the series	€ 402,153 Retained profit 2023: € 402,153 ▲ 10% vs 2022 (€ 366,217) Favourable step	€ 497,169 Retained profit 2024: € 497,169 ▲ 24% vs 2023 (€ 402,153) Favourable step	€ 456,352 Retained profit 2025: € 456,352 ▼ 8% vs 2024 (€ 497,169) Unfavourable step	▼ 8%
Balance sheet total	€ 1,001,221 Balance sheet total 2022: € 1,001,221 First fiscal year in the series	€ 1,377,126 Balance sheet total 2023: € 1,377,126 ▲ 38% vs 2022 (€ 1,001,221) Unchanged	€ 1,584,818 Balance sheet total 2024: € 1,584,818 ▲ 15% vs 2023 (€ 1,377,126) Unchanged	€ 1,089,788 Balance sheet total 2025: € 1,089,788 ▼ 31% vs 2024 (€ 1,584,818) Unchanged	▼ 31%
Employees (FTE)	8.4 Employees (FTE) 2022: 8.4 First fiscal year in the series	7.7 Employees (FTE) 2023: 7.7 ▼ 0.7 vs 2022 (8.4) Unchanged	6.8 Employees (FTE) 2024: 6.8 ▼ 0.9 vs 2023 (7.7) Unchanged	7.8 Employees (FTE) 2025: 7.8 ▲ 1 vs 2024 (6.8) Unchanged	▲ 1

Key figures of EUROPEAN MICROFINANCE NETWORK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to EUROPEAN MICROFINANCE NETWORK?

What happened at EUROPEAN MICROFINANCE NETWORK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 2, 2026 New annual accounts for financial year 2025: loss of € 40,817 (▼ € 135,832 vs 2024). filed late Source: NBB ↗
2026 Alexandre NAYME became a director. NBB
2026 Lorraine Marie G DE FIERLANT DORMER became a director. NBB
2026 Claudia BELLI stepped down as director. NBB
2026 Laure COUSSIRAT-COUSTERE stepped down as director. NBB
2024 Stefan BUCIUC became a director. NBB
2024 Guillermo ARIS became a director. NBB
2024 Panayiotis TOURNAVITIS became a director. NBB

In short

From € 66,839 profit in 2022 to € 40,817 loss in 2025.

Paid € 0 in corporate taxes since 2022.

Best year ever: 2024, with € 95,015 profit.

On average € 79,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Alexandre NAYME Lorraine Marie G DE FIERLANT DORMER Stefan BUCIUC Guillermo ARIS +3

EUROPEAN MICROFINANCE NETWORK

Behind EUROPEAN MICROFINANCE NETWORK are Alexandre NAYME, Lorraine Marie G DE FIERLANT DORMER, Stefan BUCIUC, Guillermo ARIS, Panayiotis TOURNAVITIS and Emanuele CABRAS.

Directors

According to the 2025 annual accounts

Alexandre NAYME

Director

since 2026

Lorraine Marie G DE FIERLANT DORMER

Director

since 2026

Stefan BUCIUC

Director

since 2024

Guillermo ARIS

Director

since 2024

Panayiotis TOURNAVITIS

Director

since 2024

Emanuele CABRAS

Director

since 2024

Herjola SPAHIU

Director

since 2024

Claudia BELLI

Director

since 2024 · until 2026

Laure COUSSIRAT-COUSTERE

Director

since 2024 · until 2026

Establishments

Establishment units

Physical locations of this company

Registered office

Aarlenstraat 55

1040 Brussel

2.215.786.836

Nijverheidsstraat 10

1000 Brussel

Active since 1 January 2013

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.

All companies at this address →

Bureau International du Béton Manufacturé

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A.C.P. RUE D'ARLON 55 1040 BRUXELLES

European Ready Mixed Concrete Organization

€ 298,080 revenue · 2024

Concrete Europe

€ 69,715 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0501.927.092

VAT number

BE 0501.927.092

Registered office

Aarlenstraat 55, 1040 Brussel

Names & denominations

EUROPEAN MICROFINANCE NETWORK · EMN · RESEAU EUROPEEN DE LA MICROFINANCE

Enterprise type

Rechtspersoon

Legal form

International non-profit association

Legal situation

Normale toestand

Start date

12 December 2012

Peppol

Active · Active since 8 Dec 2025

Activities · NACE

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Overige verenigingen, neg

Speur- en ontwikkelingswerk op het gebied van de maatschappij- en geesteswetenschappen

Overige financiële dienstverlening, neg

Overige dienstverlenende activiteiten op het gebied van informatie

Overige zakelijke dienstverlening, neg

Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.

View on CBE Public ↗ Annual accounts (NBB) ↗

EUROPEAN MICROFINANCE NETWORK

Financials

What happened to EUROPEAN MICROFINANCE NETWORK?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions