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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
VCverzekering from Koksijde, company number BE0501730322, closed financial year 2025 with a result of € 166,059 after tax. For that financial year VCverzekering recorded a gross margin of € 263,044 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 513,207 to € 166,059. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 1.5 million
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 166,059
▼ 68% vs 2024
Profit after tax over the fiscal year.
€ 139,528
▲ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 40,000 paid out
24 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0.4
Average over the fiscal year, from the social balance sheet.
€ 19,271
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 30,543
▲ € 25,838 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 88,020
▼ 48% vs 2024
€ 81,223 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 27,022
▼ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 52,381
▲ 17% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 171,121 | € 252,809 | € 236,033 | € 263,044 | ▲ 11% |
| Profit after taxes | € 207,322 | € 158,195 | € 513,207 | € 166,059 | ▼ 68% |
| Equity | € 769,772 | € 897,967 | € 1,381,174 | € 1,507,232 | ▲ 9% |
| Total debts | € 418,449 | € 327,846 | € 281,876 | € 208,574 | ▼ 26% |
| Cash | € 128,640 | € 162,580 | € 112,793 | € 139,528 | ▲ 24% |
| Retained profit | € 584,772 | € 712,967 | € 1,196,174 | € 1,322,232 | ▲ 11% |
| Dividend | € 30,000 | € 30,000 | € 30,000 | € 40,000 | ▲ 33% |
| Bank debt | € 327,851 | € 248,542 | € 168,600 | € 88,020 | ▼ 48% |
| Balance sheet total | € 1,188,221 | € 1,225,813 | € 1,663,049 | € 1,715,807 | ▲ 3% |
| Employees (FTE) | 0.4 | 0.4 | 0.4 | 0.4 |
Key figures of VCverzekering, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VCverzekering?
What happened at VCverzekering in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 166,059 (▼ 68% vs 2024). filed late Source: NBB ↗
- New establishment in Koksijde. KBO
- Start of the company according to the CBE. KBO
- Liejo BV became a director. NBB
- Ami BV became a director. NBB
In short
From € 207,322 profit in 2022 to € 166,059 profit in 2025.
Paid € 242,297 in corporate taxes since 2022.
Best year ever: 2024, with € 513,207 profit.
Paid out € 130,000 in dividends to the owners in total.
Management
The stake of AMI, LIEJO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VCverzekeringBehind VCverzekering are Liejo BV and Ami BV. The shares are held by AMI (25.7%) and LIEJO (24.1%). It owns 100% of VCsyndic, 51.6% of Bepa Nausicaa and 0% of VCimmo itself.
Directors
According to the 2025 annual accounts
Director · represented by Verriest Johan
Also active at: CAPIMMO, BEPA NAUSICAA, VCsyndic, VCimmo
since 2012
Director · represented by Verriest Michel
Also active at: CAPIMMO, BEPA NAUSICAA, VCsyndic, VCimmo
since 2012
Participations
Establishments
Establishment units
Physical locations of this company
Leopold II Laan(Odk) 213 box 11
8670 Koksijde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
All companies at this address →VCimmo same network
€ 51,227 gross margin · 2025
BEPA NAUSICAA same network
€ 59,621 gross margin · 2025
VCsyndic same network
€ 633,600 gross margin · 2025
De Zandvoetjes
€ 297,882 gross margin · 2025
Eenheid Verriest
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Details
- Company number
- 0501.730.322
- VAT number
- BE 0501.730.322
- Registered office
- Leopold II Laan(Odk) 213 bus 11, 8670 Koksijde
- Names & denominations
- VCverzekering
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 December 2012
- Peppol
- Active · Active since 21 Oct 2026
- Contact
- vcverzekering.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
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Holdings