Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IBAN GROUP from Ukkel, company number BE0501657670, closed financial year 2025 with a result of € 88,330 after tax. For that financial year IBAN GROUP recorded a gross margin of € 402,170 and equity of € 643,357. Compared with financial year 2024, the result moved from € 124,567 to € 88,330. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on November 25, 2025.
€ 643,357
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 88,330
▼ 29% vs 2024
Profit after tax over the fiscal year.
€ 21,632
▼ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 580,857.
Debts at end 2025
€ 1.9 million
▼ 10% vs 2024
€ 319,811 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 26,100
▲ 159% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 56,217
▲ 61% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 384,409 | € 427,371 | € 426,115 | € 402,170 | ▼ 6% |
| Profit after taxes | € 93,744 | € 97,294 | € 124,567 | € 88,330 | ▼ 29% |
| Equity | € 333,166 | € 430,460 | € 555,027 | € 643,357 | ▲ 16% |
| Total debts | € 3,692,253 | € 3,606,339 | € 3,301,882 | € 3,184,146 | ▼ 4% |
| Cash | € 48,827 | € 44,618 | € 25,372 | € 21,632 | ▼ 15% |
| Land & buildings | € 3,507,444 | € 3,525,499 | € 3,369,442 | € 3,336,926 | ▼ 1% |
| Retained profit | € 270,666 | € 367,960 | € 492,527 | € 580,857 | ▲ 18% |
| Bank debt | € 2,603,264 | € 2,449,909 | € 2,148,971 | € 1,938,393 | ▼ 10% |
| Balance sheet total | € 4,025,418 | € 4,036,799 | € 3,856,908 | € 3,827,503 | ▼ 1% |
Key figures of IBAN GROUP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to IBAN GROUP?
What happened at IBAN GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Nourddine Benamar stepped down as director. NBB
- Naziha Najdi El Akel stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 88,330 (▼ 29% vs 2024). filed late Source: NBB ↗
- New establishment in Ukkel. KBO
- Start of the company according to the CBE. KBO
In short
From € 93,744 profit in 2022 to € 88,330 profit in 2025.
Paid € 138,961 in corporate taxes since 2022.
Best year ever: 2024, with € 124,567 profit.
A new publication or filing at IBAN GROUP? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Nourddine Benamar
Director
· until 2029
Naziha Najdi El Akel
Director
· until 2029
Establishments
Establishment units
Physical locations of this company
Waterloosesteenweg 780
1180 Ukkel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0501.657.670
- VAT number
- BE 0501.657.670
- Registered office
- Waterloosesteenweg 780, 1180 Ukkel
- Names & denominations
- IBAN GROUP
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 November 2012
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
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