Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
DDP ASSURANCES-VERZEKERINGEN from Sint-Agatha-Berchem, company number BE0500516436, closed financial year 2024 with a result of € 802,972 after tax. For that financial year DDP ASSURANCES-VERZEKERINGEN recorded a gross margin of € 415,371 and equity of € 2.7 million. Compared with financial year 2023, the result moved from € 709,360 to € 802,972. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 14, 2025.
€ 2.7 million
▲ 31% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 802,972
▲ 13% vs 2023
Profit after tax over the fiscal year.
€ 209,704
▲ 119% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 157,900 paid out
20 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2024
€ 123,738
▲ 12% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 114,946
▼ 26% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 353,328
▼ 20% vs 2023
€ 95,976 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 45,172
▲ 60% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 247,916
▼ 17% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 266,826 | € 432,440 | € 432,873 | € 415,371 | ▼ 4% |
| Profit after taxes | € 472,359 | € 530,625 | € 709,360 | € 802,972 | ▲ 13% |
| Equity | € 1,218,307 | € 1,577,030 | € 2,103,590 | € 2,748,662 | ▲ 31% |
| Total debts | € 867,619 | € 882,665 | € 948,670 | € 964,192 | ▲ 2% |
| Cash | € 531,278 | € 362,609 | € 95,632 | € 209,704 | ▲ 119% |
| Land & buildings | € 208,305 | € 380,962 | € 373,345 | € 357,804 | ▼ 4% |
| Retained profit | € 1,205,907 | € 1,564,630 | € 2,091,190 | € 2,736,262 | ▲ 31% |
| Dividend | € 26,454 | € 171,902 | € 182,800 | € 157,900 | ▼ 14% |
| Bank debt | € 605,969 | € 523,179 | € 439,459 | € 353,328 | ▼ 20% |
| Balance sheet total | € 2,085,926 | € 2,459,695 | € 3,052,260 | € 3,712,854 | ▲ 22% |
| Employees (FTE) | - | - | 1.1 | - |
Key figures of DDP ASSURANCES-VERZEKERINGEN, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to DDP ASSURANCES-VERZEKERINGEN?
What happened at DDP ASSURANCES-VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 802,972 (▲ 13% vs 2023). filed late Source: NBB ↗
- New establishment in Sint-Agatha-Berchem. KBO
- Start of the company according to the CBE. KBO
In short
From € 472,359 profit in 2021 to € 802,972 profit in 2024.
Paid € 501,189 in corporate taxes since 2021.
Best year ever: 2024, with € 802,972 profit.
On average € 393,500 of value added per employee in 2023.
A new publication or filing at DDP ASSURANCES-VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DDP ASSURANCES-VERZEKERINGEN is DIEDERIK PAUWELS. DIEDERIK PAUWELS is also behind AVERBO.
Directors
According to the 2024 annual accounts
Establishments
Establishment units
Physical locations of this company
Alcyonstraat 20
1082 Sint-Agatha-Berchem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0500.516.436
- VAT number
- BE 0500.516.436
- Registered office
- Alcyonstraat 20, 1082 Sint-Agatha-Berchem
- Names & denominations
- DDP ASSURANCES-VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 November 2012
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars