Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2023; threshold 65 %.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2023
LAW AND CREDIT CONSULTING from Keerbergen, company number BE0480742787, closed financial year 2023 with a result of € -4,189 after tax. For that financial year LAW AND CREDIT CONSULTING recorded a gross margin of € -2,226 and equity of € -93,614. Compared with financial year 2022, the result moved from € -677 to € -4,189. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2024.
€ -93,614
▼ € 4,189 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,189
▼ 519 % more loss than in 2022
Profit after tax over the fiscal year.
€ 0
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -112,214.
People and assets in 2023
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2023
€ 66,645
▲ 3% vs 2022
Loans from banks and other lenders, long and short.
€ 384
▼ 41% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 164
▼ 6% vs 2022
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € -1,999 | € 1,082 | € -2,226 | ▼ € 3,308 |
| Profit after taxes | € -4,397 | € -677 | € -4,189 | ▼ € 3,512 |
| Equity | € -88,748 | € -89,425 | € -93,614 | ▼ € 4,189 |
| Total debts | € 89,938 | € 90,615 | € 93,614 | ▲ 3% |
| Retained profit | € -107,348 | € -108,025 | € -112,214 | ▼ € 4,189 |
| Bank debt | € 65,041 | € 64,741 | € 66,645 | ▲ 3% |
| Balance sheet total | € 1,190 | € 1,190 | € 0 | ▼ 100% |
Key figures of LAW AND CREDIT CONSULTING, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to LAW AND CREDIT CONSULTING?
What happened at LAW AND CREDIT CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: loss of € 4,189. filed late Source: NBB ↗
- Germain Hendrik Hertogen became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Keerbergen. KBO
In short
From € 4,397 loss in 2021 to € 4,189 loss in 2023.
Paid € 431 in corporate taxes since 2021.
A new publication or filing at LAW AND CREDIT CONSULTING? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LAW AND CREDIT CONSULTING is Germain Hendrik Hertogen.
Directors
According to the 2023 annual accounts
Germain Hendrik Hertogen
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Eikstraat 9
3140 Keerbergen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0480.742.787
- VAT number
- BE 0480.742.787
- Registered office
- Eikstraat 9, 3140 Keerbergen
- Names & denominations
- LAW AND CREDIT CONSULTING · LCC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 June 2003
- Peppol
- Not registered
- Activities · NACE
Activiteiten van advocaten
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen