Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JUVALO from Knokke-Heist, company number BE0480493161, closed financial year 2025 with a result of € 33,299 after tax. For that financial year JUVALO recorded a gross margin of € 206,591 and equity of € 698,430. Compared with financial year 2024, the result moved from € 72,987 to € 33,299. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 18, 2025.
€ 698,430
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 33,299
▼ 54% vs 2024
Profit after tax over the fiscal year.
€ 16,422
▼ 9% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 686,030.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 126,093
▲ 27% vs 2024
€ 126,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 242,777
▼ 16% vs 2024
€ 49,624 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 6,731
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,888
▲ 39% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 155,752 | € 148,937 | € 155,589 | € 206,591 | ▲ 33% |
| Profit after taxes | € 120,228 | € 16,261 | € 72,987 | € 33,299 | ▼ 54% |
| Equity | € 575,884 | € 592,145 | € 665,132 | € 698,430 | ▲ 5% |
| Total debts | € 268,025 | € 231,282 | € 406,980 | € 357,928 | ▼ 12% |
| Cash | € 12,292 | € 17,001 | € 18,023 | € 16,422 | ▼ 9% |
| Retained profit | € 563,484 | € 579,745 | € 652,732 | € 686,030 | ▲ 5% |
| Bank debt | € 106,240 | € 90,443 | € 287,444 | € 242,777 | ▼ 16% |
| Balance sheet total | € 843,909 | € 823,427 | € 1,072,112 | € 1,056,358 | ▼ 1% |
| Employees (FTE) | 1 | 1 | 1 | 1 |
Key figures of JUVALO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to JUVALO?
What happened at JUVALO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 33,299 (▼ 54% vs 2024). Source: NBB ↗
- Yves Van Looveren became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 120,228 profit in 2022 to € 33,299 profit in 2025.
Paid € 64,236 in corporate taxes since 2022.
Best year ever: 2022, with € 120,228 profit.
On average € 206,600 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JUVALO is Yves Van Looveren. It owns 100% of Schoonmaakbedrijf Sanders and 99.7% of Optibel en Co NV itself.
Directors
According to the 2025 annual accounts
since 2023
Establishments
Establishment units
Physical locations of this company
Zevenkote 25
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0480.493.161
- VAT number
- BE 0480.493.161
- Registered office
- Zevenkote 25, 8300 Knokke-Heist
- Names & denominations
- JUVALO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 June 2003
- Peppol
- Active · Active since 9 Oct 2025
- Activities · NACE
Activiteiten van holdings
Managementactiviteiten van holdings
Holdings
Activiteiten van fotografen, met uitzondering van persfotografen
Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen
Overige fotografische activiteiten
Handel in eigen onroerend goed
Fotostudio's en overige fotografische activiteiten
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