Financials
Financial year 2025
VERZEKERINGEN EPHREM VAN SCHEPDAEL from Pepingen, company number BE0480276001, closed financial year 2025 with a result of € 113,117 after tax. For that financial year VERZEKERINGEN EPHREM VAN SCHEPDAEL recorded a gross margin of € 355,649 and equity of € 344,384. Compared with financial year 2024, the result moved from € 130,851 to € 113,117. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 344,384
▼ 32% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 113,117
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 271,402
▼ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 275,633 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 96,960
▲ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 91,201
▲ 5% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 50,053
▼ 21% vs 2024
€ 13,192 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 5,560
▼ 54% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 47,352
▲ 75% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 298,748 | € 323,770 | € 366,079 | € 355,649 | ▼ 3% |
| Profit after taxes | € 99,625 | € 110,416 | € 130,851 | € 113,117 | ▼ 14% |
| Equity | € 290,332 | € 376,049 | € 506,900 | € 344,384 | ▼ 32% |
| Total debts | € 146,109 | € 98,185 | € 102,320 | € 145,711 | ▲ 42% |
| Cash | € 195,560 | € 255,480 | € 356,406 | € 271,402 | ▼ 24% |
| Retained profit | € 277,633 | € 376,049 | € 506,900 | € 344,384 | ▼ 32% |
| Dividend | € 56,509 | € 12,000 | € 0 | € 275,633 | |
| Bank debt | € 88,959 | € 76,100 | € 63,132 | € 50,053 | ▼ 21% |
| Balance sheet total | € 436,441 | € 474,234 | € 609,220 | € 490,094 | ▼ 20% |
Key figures of VERZEKERINGEN EPHREM VAN SCHEPDAEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGEN EPHREM VAN SCHEPDAEL?
What happened at VERZEKERINGEN EPHREM VAN SCHEPDAEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 113,117 (▼ 14% vs 2024). Source: NBB ↗
- New establishment in Pepingen. KBO
- Start of the company according to the CBE. KBO
In short
From € 99,625 profit in 2022 to € 113,117 profit in 2025.
Paid € 210,261 in corporate taxes since 2022.
Best year ever: 2024, with € 130,851 profit.
Paid out € 344,141 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VERZEKERINGEN EPHREM VAN SCHEPDAEL is Van Schepdael Ephrem.
Directors
According to the 2025 annual accounts
Van Schepdael Ephrem
Director
Establishments
Establishment units
Physical locations of this company
Ninoofsesteenweg(P) 58
1670 Pepingen
Vroembos(P) 52
1670 Pepingen
Active since 31 July 2003
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0480.276.001
- VAT number
- BE 0480.276.001
- Registered office
- Ninoofsesteenweg(P) 58, 1670 Pepingen
- Names & denominations
- VERZEKERINGEN EPHREM VAN SCHEPDAEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 May 2003
- Peppol
- Active · Active since 21 Oct 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten