Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LOBO from Halen, company number BE0480230964, closed financial year 2025 with a result of € -14,464 after tax. For that financial year LOBO recorded a gross margin of € 1,271 and equity of € -36,228. Compared with financial year 2024, the result moved from € -14,457 to € -14,464. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ -36,228
▼ € 14,464 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,464
Profit after tax over the fiscal year.
€ 5,883
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -54,828.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 10,646
▼ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,254
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 84,356 | € 21,052 | € 9,201 | € 1,271 | ▼ 86% |
| Profit after taxes | € 2,903 | € -31,060 | € -14,457 | € -14,464 | |
| Equity | € 23,753 | € -7,307 | € -21,764 | € -36,228 | ▼ € 14,464 |
| Total debts | € 139,343 | € 101,511 | € 80,275 | € 81,323 | ▲ 1% |
| Cash | € 51,885 | € 12,760 | € 5,903 | € 5,883 | |
| Land & buildings | € 1,670 | € 1,485 | € 1,299 | € 1,114 | ▼ 14% |
| Retained profit | € 5,153 | € -25,907 | € -40,364 | € -54,828 | ▼ € 14,464 |
| Bank debt | € 16,834 | € 1,374 | € 0 | € 0 | |
| Balance sheet total | € 163,096 | € 94,204 | € 58,511 | € 45,095 | ▼ 23% |
Key figures of LOBO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LOBO?
What happened at LOBO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,464. filed late Source: NBB ↗
- New establishment in Halen. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,903 profit in 2022 to € 14,464 loss in 2025.
Paid € 8,072 in corporate taxes since 2022.
Best year ever: 2022, with € 2,903 profit.
Management
Behind LOBO is Maurice Clemens.
Directors
According to the 2025 annual accounts
Maurice Clemens
Director
Establishments
Establishment units
Physical locations of this company
Gebrandhofstraat 11
3545 Halen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Website info
Features
Details
- Company number
- 0480.230.964
- VAT number
- BE 0480.230.964
- Registered office
- Gebrandhofstraat 11, 3545 Halen
- Names & denominations
- LOBO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 May 2003
- Peppol
- Active · Active since 17 Jan 2025
- Contact
- loboverbouwingen.be 0475 41 33 84
- Activities · NACE
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen
Bouwrijp maken van terreinen
Schrijnwerk
Overige gespecialiseerde bouwactiviteiten, neg
Grondverzet
Schrijnwerk van hout of van kunststof
Overige gespecialiseerde werkzaamheden in de bouw
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