Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2025.
Financials
Financial year 2025
FIDUCIAIRE CUVELIER from Mons, company number BE0480210475, closed financial year 2025 with a result of € 48,211 after tax. For that financial year FIDUCIAIRE CUVELIER recorded a gross margin of € 158,316 and equity of € 545,481. Compared with financial year 2024, the result moved from € 188,958 to € 48,211. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 6, 2026.
€ 545,481
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 48,211
▼ 74% vs 2024
Profit after tax over the fiscal year.
€ 54,557
▲ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 64,483 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 1,191
▼ € 240,996 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,063
▼ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 654,062
▼ 7% vs 2024
€ 46,512 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 56,255
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,010
▲ € 19,806 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 323,868 | € 447,099 | € 881,857 | € 158,316 | ▼ 82% |
| Profit after taxes | € 22,662 | € 79,741 | € 188,958 | € 48,211 | ▼ 74% |
| Equity | € 444,796 | € 439,247 | € 561,753 | € 545,481 | ▼ 3% |
| Total debts | € 1,296,249 | € 1,281,869 | € 1,029,921 | € 1,022,404 | ▼ 1% |
| Cash | € 5,235 | € 33,834 | € 31,107 | € 54,557 | ▲ 75% |
| Land & buildings | € 1,386,632 | € 1,348,429 | € 1,334,345 | € 1,291,676 | ▼ 3% |
| Retained profit | € 237,416 | € 231,867 | € 354,373 | € 338,101 | ▼ 5% |
| Dividend | € 91,930 | € 85,290 | € 66,452 | € 64,483 | ▼ 3% |
| Bank debt | € 804,511 | € 751,744 | € 701,316 | € 654,062 | ▼ 7% |
| Balance sheet total | € 1,741,045 | € 1,721,116 | € 1,591,674 | € 1,567,885 | ▼ 1% |
Key figures of FIDUCIAIRE CUVELIER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIDUCIAIRE CUVELIER?
What happened at FIDUCIAIRE CUVELIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2025. filed late Source: NBB ↗
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
- Pol Cuvelier became a director. NBB
In short
From € 22,662 profit in 2022 to € 48,211 profit in 2025.
Paid € 175,549 in corporate taxes since 2022.
Best year ever: 2024, with € 188,958 profit.
Paid out € 308,154 in dividends to the owners in total.
A new publication or filing at FIDUCIAIRE CUVELIER? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FIDUCIAIRE CUVELIER are Benjamin Cuvelier, Baptiste Cuvelier and Pol Cuvelier. Benjamin Cuvelier is also behind ABC³. Baptiste Cuvelier is also behind ABC³.
Establishments
Establishment units
Physical locations of this company
Chemin des Grands Prés 441
7000 Mons
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0480.210.475
- VAT number
- BE 0480.210.475
- Registered office
- Chemin des Grands Prés 441, 7000 Mons
- Names & denominations
- FIDUCIAIRE CUVELIER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 May 2003
- Peppol
- Active · Active since 7 Aug 2026
- Contact
- [email protected]
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Accountants