Financials
Financial year 2025
ASSURANCES G. SERVAIS - BIERNAERT from Fleurus, company number BE0480195134, closed financial year 2025 with a result of € 218,390 after tax. For that financial year ASSURANCES G. SERVAIS - BIERNAERT recorded a gross margin of € 616,489 and equity of € 493,943. Compared with financial year 2024, the result moved from € 183,734 to € 218,390. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 493,943
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 218,390
▲ 19% vs 2024
Profit after tax over the fiscal year.
€ 708,356
▲ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 195,667 paid out
90 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
3.6
▲ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 268,259
▲ 6% vs 2024
€ 74,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 140,950
▼ 3% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 126,983
▲ 15% vs 2024
€ 38,498 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 15,513
▼ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 127,858
▲ 124% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 495,310 | € 478,656 | € 597,514 | € 616,489 | ▲ 3% |
| Profit after taxes | € 227,982 | € 190,821 | € 183,734 | € 218,390 | ▲ 19% |
| Equity | € 382,380 | € 287,486 | € 471,220 | € 493,943 | ▲ 5% |
| Total debts | € 501,878 | € 643,494 | € 391,647 | € 506,120 | ▲ 29% |
| Cash | € 767,205 | € 310,806 | € 607,117 | € 708,356 | ▲ 17% |
| Retained profit | € 360,380 | € 265,486 | € 449,220 | € 471,943 | ▲ 5% |
| Dividend | € 0 | € 285,714 | € 0 | € 195,667 | |
| Bank debt | € 3,863 | € 136,695 | € 110,485 | € 126,983 | ▲ 15% |
| Balance sheet total | € 884,258 | € 930,980 | € 874,398 | € 1,000,063 | ▲ 14% |
| Employees (FTE) | 3 | - | 2.6 | 3.6 | ▲ 1 |
Key figures of ASSURANCES G. SERVAIS - BIERNAERT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURANCES G. SERVAIS - BIERNAERT?
What happened at ASSURANCES G. SERVAIS - BIERNAERT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 218,390 (▲ 19% vs 2024). Source: NBB ↗
- Murielle SERVAIS became a director. NBB
- Sébastien SERVAIS became a director. NBB
- New establishment in Fleurus. KBO
- Start of the company according to the CBE. KBO
In short
From € 227,982 profit in 2022 to € 218,390 profit in 2025.
Paid € 359,494 in corporate taxes since 2022.
Best year ever: 2022, with € 227,982 profit.
On average € 171,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ASSURANCES G. SERVAIS - BIERNAERT are Murielle SERVAIS and Sébastien SERVAIS.
Directors
According to the 2025 annual accounts
Murielle SERVAIS
Director
since 2021
Sébastien SERVAIS
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Rue Arthur Oleffe(H) 43
6220 Fleurus
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0480.195.134
- VAT number
- BE 0480.195.134
- Registered office
- Rue Arthur Oleffe(H) 43, 6220 Fleurus
- Names & denominations
- ASSURANCES G. SERVAIS - BIERNAERT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 May 2003
- Peppol
- Active · Active since 22 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars