Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
APY Conseils from Châtelet, company number BE0479818517, closed financial year 2025 with a result of € -12,160 after tax. For that financial year APY Conseils recorded a gross margin of € -3,152 and equity of € 52,972. Compared with financial year 2024, the result moved from € -8,536 to € -12,160. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 52,972
▼ 34% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,160
▼ 42 % more loss than in 2024
Profit after tax over the fiscal year.
€ 45,109
▼ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 32,972.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 15,867
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,574
▼ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 751
▲ 98% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 5,536 | € 145,056 | € -3,115 | € -3,152 | ▼ € 38 |
| Profit after taxes | € -2,541 | € 108,168 | € -8,536 | € -12,160 | ▼ € 3,623 |
| Equity | € -19,500 | € 88,668 | € 80,132 | € 52,972 | ▼ 34% |
| Total debts | € 53,430 | € 111,907 | € 29,779 | € 17,325 | ▼ 42% |
| Cash | € 11,577 | € 103,906 | € 76,222 | € 45,109 | ▼ 41% |
| Retained profit | € -39,500 | € 68,668 | € 60,132 | € 32,972 | ▼ 45% |
| Dividend | € 0 | € 0 | € 0 | € 15,000 | |
| Balance sheet total | € 33,930 | € 200,576 | € 109,911 | € 70,297 | ▼ 36% |
Key figures of APY Conseils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to APY Conseils?
What happened at APY Conseils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,160. filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- JEAN-PHILIPPE BOUGARD became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 2,541 loss in 2022 to € 12,160 loss in 2025.
Paid € 29,867 in corporate taxes since 2022.
Best year ever: 2023, with € 108,168 profit.
Paid out € 15,000 in dividends to the owners in total.
Management
Behind APY Conseils is JEAN-PHILIPPE BOUGARD.
Directors
According to the 2025 annual accounts
JEAN-PHILIPPE BOUGARD
Director
since 2003
Establishments
Establishment units
Physical locations of this company
Rue de Namur 8/0001
6200 Châtelet
Zoning de Jumet,avenue Centrale 5
6040 Charleroi
Active since 25 June 2003
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.818.517
- VAT number
- BE 0479.818.517
- Registered office
- Rue de Namur 8/0001, 6200 Châtelet
- Names & denominations
- APY Conseils
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 March 2003
- Peppol
- Active · Active since 12 Nov 2025
- Activities · NACE
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in motorvoertuigen
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Onderhoud en reparatie van auto's
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
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