Financials
Financial year 2025
P.A. Conseils from Tournai, company number BE0479808718, closed financial year 2025 with a result of € 287 after tax. For that financial year P.A. Conseils recorded a gross margin of € 212,921 and equity of € 295,452. Compared with financial year 2024, the result moved from € 1,663 to € 287. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 295,452
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 287
▼ 83% vs 2024
Profit after tax over the fiscal year.
€ 14,985
▼ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 276,852.
People and assets in 2025
€ 89,029
▲ 78% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 38,091
▲ 80% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 473,500
▼ 11% vs 2024
€ 63,639 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 4,060
▲ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,559
▼ 26% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 159,008 | € 135,080 | € 119,209 | € 212,921 | ▲ 79% |
| Profit after taxes | € 60,851 | € 30,291 | € 1,663 | € 287 | ▼ 83% |
| Equity | € 352,938 | € 293,502 | € 295,165 | € 295,452 | |
| Total debts | € 229,466 | € 319,526 | € 686,342 | € 502,788 | ▼ 27% |
| Cash | € 251,084 | € 212,096 | € 116,934 | € 14,985 | ▼ 87% |
| Land & buildings | € 143,680 | € 125,792 | € 106,769 | € 101,928 | ▼ 5% |
| Retained profit | € 334,338 | € 274,902 | € 276,565 | € 276,852 | |
| Dividend | € 0 | € 89,727 | € 0 | € 0 | |
| Bank debt | € 216,655 | € 218,131 | € 533,414 | € 473,500 | ▼ 11% |
| Balance sheet total | € 582,404 | € 613,028 | € 981,506 | € 798,240 | ▼ 19% |
Key figures of P.A. Conseils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to P.A. Conseils?
What happened at P.A. Conseils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 287 (▼ 83% vs 2024). Source: NBB ↗
- SEBASTIEN LEBRUN stepped down as director. NBB
- New establishment in Ath. KBO
- VIRGINIE LIENARD became a director. NBB
- PIERRE-ALAIN RUCQUOIS became a director. NBB
- SEBASTIEN LEBRUN became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 60,851 profit in 2022 to € 287 profit in 2025.
Paid € 55,555 in corporate taxes since 2022.
Best year ever: 2022, with € 60,851 profit.
Paid out € 89,727 in dividends to the owners in total.
A new publication or filing at P.A. Conseils? We notify you, reason included.
Follow P.A. ConseilsDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind P.A. Conseils are VIRGINIE LIENARD and PIERRE-ALAIN RUCQUOIS. PIERRE-ALAIN RUCQUOIS is also behind LELEUX FINANCE.
Directors
According to the 2025 annual accounts
VIRGINIE LIENARD
Director
since 2020
since 2020
SEBASTIEN LEBRUN
Director
since 2020 · until 2025
Establishments
Establishment units
Physical locations of this company
Rue de Pont(TOU) 30-32
7500 Tournai
Chaussée de Valenciennes(Irc) 178
7801 Ath
Active since 1 January 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
AS-HOSTINGER, CY
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0479.808.718
- VAT number
- BE 0479.808.718
- Registered office
- Rue de Pont(TOU) 30-32, 7500 Tournai
- Names & denominations
- P.A. Conseils
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 March 2003
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- paconseils.be [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars