Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 15 to 12.
Financials
Financial year 2025
AG CONSTRUCT TOITURES from Namur, company number BE0479800503, closed financial year 2025 with a result of € 65,080 after tax. For that financial year AG CONSTRUCT TOITURES recorded a gross margin of € 1 million and equity of € 577,465. Compared with financial year 2024, the result moved from € 80,056 to € 65,080. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 4, 2026.
€ 577,465
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 65,080
▼ 19% vs 2024
Profit after tax over the fiscal year.
€ 259,228
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 80,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
12
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 721,244
▼ 5% vs 2024
€ 60,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 467,528
▼ 17% vs 2024
Of which on lease € 391,818.
Debts at end 2025
€ 327,369
▼ 17% vs 2024
€ 67,239 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 151,944
▲ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,165
▼ 96% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 932,599 | € 1,006,706 | € 1,008,945 | € 1,003,832 | ▼ 1% |
| Profit after taxes | € 123,956 | € 189,768 | € 80,056 | € 65,080 | ▼ 19% |
| Equity | € 465,561 | € 583,829 | € 592,384 | € 577,465 | ▼ 3% |
| Total debts | € 800,967 | € 368,237 | € 633,903 | € 483,314 | ▼ 24% |
| Cash | € 168,635 | € 210,435 | € 345,551 | € 259,228 | ▼ 25% |
| Retained profit | € 446,961 | € 565,229 | € 573,784 | € 558,865 | ▼ 3% |
| Dividend | € 0 | € 71,500 | € 71,500 | € 80,000 | ▲ 12% |
| Bank debt | € 147,960 | € 71,006 | € 396,382 | € 327,369 | ▼ 17% |
| Balance sheet total | € 1,266,528 | € 952,065 | € 1,226,287 | € 1,060,779 | ▼ 13% |
| Employees (FTE) | 15 | 15 | 13 | 12 | ▼ 1 |
Key figures of AG CONSTRUCT TOITURES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AG CONSTRUCT TOITURES?
What happened at AG CONSTRUCT TOITURES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 65,080 (▼ 19% vs 2024). Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 123,956 profit in 2022 to € 65,080 profit in 2025.
Paid € 143,302 in corporate taxes since 2022.
Best year ever: 2023, with € 189,768 profit.
On average € 83,700 of value added per employee in 2025.
A new publication or filing at AG CONSTRUCT TOITURES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Grand Pré(DV) 96
5100 Namur
Rue des Fonds de Dave(DV) 167
5100 Namur
Active since 15 April 2003
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.800.503
- VAT number
- BE 0479.800.503
- Registered office
- Rue Grand Pré(DV) 96, 5100 Namur
- Names & denominations
- AG CONSTRUCT TOITURES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 March 2003
- Peppol
- Active · Active since 8 Sept 2026
- Activities · NACE
Dakbedekking en bouw van dakconstructies
Dakwerkzaamheden
Overige werkzaamheden in verband met de afwerking van gebouwen
Schrijnwerk
Overige gespecialiseerde bouwactiviteiten, neg
Metaalschrijnwerk
Overige gespecialiseerde werkzaamheden in de bouw
Overige gespecialiseerde bouwwerkzaamheden