Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
ASSURANCE DE LA WAMME from Marche-en-Famenne, company number BE0479709243, closed financial year 2024 with a result of € -77,064 after tax. For that financial year ASSURANCE DE LA WAMME recorded a gross margin of € 477,678 and equity of € 79,797. Compared with financial year 2023, the result moved from € -28,435 to € -77,064. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 8, 2025.
€ 79,797
▼ 49% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -77,064
▼ 171 % more loss than in 2023
Profit after tax over the fiscal year.
€ 5,970
▲ 138% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 61,197.
People and assets in 2024
4.7
▼ 0.1 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 319,341
▲ 4% vs 2023
€ 67,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,424
▼ 55% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 882,758
▼ 13% vs 2023
€ 153,203 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 95,622
▲ 20% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 78,424
▲ 11% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 471,891 | € 421,381 | € 484,364 | € 477,678 | ▼ 1% |
| Profit after taxes | € 17,285 | € -50,249 | € -28,435 | € -77,064 | ▼ € 48,629 |
| Equity | € 235,546 | € 185,296 | € 156,861 | € 79,797 | ▼ 49% |
| Total debts | € 1,638,451 | € 1,445,384 | € 1,260,182 | € 1,164,210 | ▼ 8% |
| Cash | € 18,315 | € 11,652 | € 2,504 | € 5,970 | ▲ 138% |
| Land & buildings | € 2,871 | € 2,558 | € 2,245 | € 5,241 | ▲ 133% |
| Retained profit | € 216,946 | € 166,696 | € 138,261 | € 61,197 | ▼ 56% |
| Dividend | € 70,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 1,344,185 | € 1,170,767 | € 1,016,066 | € 882,758 | ▼ 13% |
| Balance sheet total | € 1,873,996 | € 1,630,680 | € 1,417,044 | € 1,244,007 | ▼ 12% |
| Employees (FTE) | - | - | 4.8 | 4.7 | ▼ 0.1 |
Key figures of ASSURANCE DE LA WAMME, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ASSURANCE DE LA WAMME?
What happened at ASSURANCE DE LA WAMME in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 77,064. filed late Source: NBB ↗
- New establishment in Marche-en-Famenne. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,285 profit in 2021 to € 77,064 loss in 2024.
Paid € 59,325 in corporate taxes since 2021.
Best year ever: 2021, with € 17,285 profit.
On average € 101,600 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Marche, Avenue de la Toison d'Or 66 box B
6900 Marche-en-Famenne
Marche, Avenue de la Toison d'Or 66 B
6900 Marche-en-Famenne
Active since 22 April 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
DNS
Cloudflare DNS
Website info
Features
Security
Details
- Company number
- 0479.709.243
- VAT number
- BE 0479.709.243
- Registered office
- Marche, Avenue de la Toison d'Or 66 bus B, 6900 Marche-en-Famenne
- Names & denominations
- ASSURANCE DE LA WAMME
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 March 2003
- Peppol
- Active · Active since 12 Feb 2026
- Contact
- asswamme.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten