What does CEUSTERS & CO do?

CEUSTERS & CO is an insurance broker in Scherpenheuvel-Zichem. Private Limited, started on 3 March 2003, 1 establishment.

What is the address of CEUSTERS & CO?

The registered office of CEUSTERS & CO is located at Westelsebaan 170, 3271 Scherpenheuvel-Zichem.

Is CEUSTERS & CO still active?

Yes. According to the CBE (30 October 2026) CEUSTERS & CO is active, legal situation “Normale toestand”, started on 3 March 2003.

Is CEUSTERS & CO registered on Peppol?

Yes, CEUSTERS & CO is registered on the Peppol network with ID 0208:0479684695.

What is the enterprise number of CEUSTERS & CO?

The enterprise number of CEUSTERS & CO is BE0479684695.

When was CEUSTERS & CO founded?

CEUSTERS & CO was founded on 3 March 2003.

Who are the directors of CEUSTERS & CO?

According to the 2025 annual accounts, the directors of CEUSTERS & CO are: Ceusters & Partners BV.

Is CEUSTERS & CO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 3 March 2003; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did CEUSTERS & CO make in 2025?

CEUSTERS & CO posted a profit after taxes of € 50,737 in financial year 2025.

What is the revenue of CEUSTERS & CO?

As a small company, CEUSTERS & CO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 158,343.

How much does an employee at CEUSTERS & CO earn?

The average wage cost per full-time employee at CEUSTERS & CO was € 57,700 in 2025: staff costs of € 57,711 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CEUSTERS & CO have?

According to the 2025 annual accounts, CEUSTERS & CO has 1 full-time equivalents (FTE).

CEUSTERS & CO (Private Limited) - Scherpenheuvel-Zichem

Dossier CEUSTERS & CO, printed on 30 October 2026 from databakkes.be/en/0479684695/ceusters-co. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

CEUSTERS & CO from Scherpenheuvel-Zichem, company number BE0479684695, closed financial year 2025 with a result of € 50,737 after tax. For that financial year CEUSTERS & CO recorded a gross margin of € 158,343 and equity of € 361,218. Compared with financial year 2024, the result moved from € 54,161 to € 50,737. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.

What it is worth Growing

€ 361,218

▲ 16% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 50,737

▼ 6% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 60,578

▼ 25% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 342,618.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 57,711

▲ 4% vs 2024

€ 57,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 38,704

▼ 27% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 23,201

▼ 25% vs 2024

€ 8,079 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 739

▼ 84% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 24,379

▲ 131% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 163,691 Gross margin 2022: € 163,691 First fiscal year in the series	€ 136,799 Gross margin 2023: € 136,799 ▼ 16% vs 2022 (€ 163,691) Unfavourable step	€ 145,998 Gross margin 2024: € 145,998 ▲ 7% vs 2023 (€ 136,799) Favourable step	€ 158,343 Gross margin 2025: € 158,343 ▲ 8% vs 2024 (€ 145,998) Favourable step	▲ 8%
Profit after taxes	€ 102,009 Profit after taxes 2022: € 102,009 First fiscal year in the series	€ 51,307 Profit after taxes 2023: € 51,307 ▼ 50% vs 2022 (€ 102,009) Unfavourable step	€ 54,161 Profit after taxes 2024: € 54,161 ▲ 6% vs 2023 (€ 51,307) Favourable step	€ 50,737 Profit after taxes 2025: € 50,737 ▼ 6% vs 2024 (€ 54,161) Unfavourable step	▼ 6%
Equity	€ 291,014 Equity 2022: € 291,014 First fiscal year in the series	€ 302,320 Equity 2023: € 302,320 ▲ 4% vs 2022 (€ 291,014) Favourable step	€ 310,481 Equity 2024: € 310,481 ▲ 3% vs 2023 (€ 302,320) Favourable step	€ 361,218 Equity 2025: € 361,218 ▲ 16% vs 2024 (€ 310,481) Favourable step	▲ 16%
Total debts	€ 79,429 Total debts 2022: € 79,429 First fiscal year in the series	€ 89,172 Total debts 2023: € 89,172 ▲ 12% vs 2022 (€ 79,429) Unfavourable step	€ 93,182 Total debts 2024: € 93,182 ▲ 4% vs 2023 (€ 89,172) Unfavourable step	€ 51,008 Total debts 2025: € 51,008 ▼ 45% vs 2024 (€ 93,182) Favourable step	▼ 45%
Cash	€ 19,812 Cash 2022: € 19,812 First fiscal year in the series	€ 33,825 Cash 2023: € 33,825 ▲ 71% vs 2022 (€ 19,812) Favourable step	€ 80,317 Cash 2024: € 80,317 ▲ 137% vs 2023 (€ 33,825) Favourable step	€ 60,578 Cash 2025: € 60,578 ▼ 25% vs 2024 (€ 80,317) Unfavourable step	▼ 25%
Land & buildings	€ 255,510 Land & buildings 2022: € 255,510 First fiscal year in the series	€ 242,069 Land & buildings 2023: € 242,069 ▼ 5% vs 2022 (€ 255,510) Unchanged	€ 228,629 Land & buildings 2024: € 228,629 ▼ 6% vs 2023 (€ 242,069) Unchanged	€ 215,188 Land & buildings 2025: € 215,188 ▼ 6% vs 2024 (€ 228,629) Unchanged	▼ 6%
Retained profit	€ 272,414 Retained profit 2022: € 272,414 First fiscal year in the series	€ 283,720 Retained profit 2023: € 283,720 ▲ 4% vs 2022 (€ 272,414) Favourable step	€ 291,881 Retained profit 2024: € 291,881 ▲ 3% vs 2023 (€ 283,720) Favourable step	€ 342,618 Retained profit 2025: € 342,618 ▲ 17% vs 2024 (€ 291,881) Favourable step	▲ 17%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 40,000 Dividend 2023: € 40,000 Unchanged (€ 0) Unchanged	€ 46,000 Dividend 2024: € 46,000 ▲ 15% vs 2023 (€ 40,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 46,000) Unchanged	▼ 100%
Bank debt	€ 42,842 Bank debt 2022: € 42,842 First fiscal year in the series	€ 38,223 Bank debt 2023: € 38,223 ▼ 11% vs 2022 (€ 42,842) Favourable step	€ 30,895 Bank debt 2024: € 30,895 ▼ 19% vs 2023 (€ 38,223) Favourable step	€ 23,201 Bank debt 2025: € 23,201 ▼ 25% vs 2024 (€ 30,895) Favourable step	▼ 25%
Balance sheet total	€ 370,443 Balance sheet total 2022: € 370,443 First fiscal year in the series	€ 391,493 Balance sheet total 2023: € 391,493 ▲ 6% vs 2022 (€ 370,443) Unchanged	€ 403,663 Balance sheet total 2024: € 403,663 ▲ 3% vs 2023 (€ 391,493) Unchanged	€ 412,227 Balance sheet total 2025: € 412,227 ▲ 2% vs 2024 (€ 403,663) Unchanged	▲ 2%
Employees (FTE)	-	1 Employees (FTE) 2023: 1 First fiscal year in the series	1 Employees (FTE) 2024: 1 Unchanged (1) Unchanged	1 Employees (FTE) 2025: 1 Unchanged (1) Unchanged

Key figures of CEUSTERS & CO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CEUSTERS & CO?

What happened at CEUSTERS & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 5, 2026 New annual accounts for financial year 2025: profit of € 50,737 (▼ 6% vs 2024). filed late Source: NBB ↗
Jun 19, 2003 New establishment in Scherpenheuvel-Zichem. KBO
Mar 3, 2003 Start of the company according to the CBE. KBO

In short

From € 102,009 profit in 2022 to € 50,737 profit in 2025.

Paid € 60,103 in corporate taxes since 2022.

Best year ever: 2022, with € 102,009 profit.

On average € 158,300 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Ceusters & Partners 100%

The stake of Ceusters & Partners comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

CEUSTERS & CO

Behind CEUSTERS & CO is Ceusters & Partners BV. The shares are held by Ceusters & Partners (100%).

Directors

According to the 2025 annual accounts

Ceusters & Partners BV

Director · represented by Ceusters Jonathan

Shareholders

Ceusters & Partners

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Westelsebaan 170

3271 Scherpenheuvel-Zichem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

Firma De Kempen-Studie-en Expertisebureau

Ceusters & Partners same network

€ 108,553 gross margin · 2025

CEUSTERS

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0479.684.695
VAT number: BE 0479.684.695
Registered office: Westelsebaan 170, 3271 Scherpenheuvel-Zichem
Names & denominations: CEUSTERS & CO
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 3 March 2003
Peppol: Active · Active since 4 Dec 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗