Financials
Financial year 2025
CEUSTERS & CO from Scherpenheuvel-Zichem, company number BE0479684695, closed financial year 2025 with a result of € 50,737 after tax. For that financial year CEUSTERS & CO recorded a gross margin of € 158,343 and equity of € 361,218. Compared with financial year 2024, the result moved from € 54,161 to € 50,737. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ 361,218
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 50,737
▼ 6% vs 2024
Profit after tax over the fiscal year.
€ 60,578
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 342,618.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 57,711
▲ 4% vs 2024
€ 57,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 38,704
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 23,201
▼ 25% vs 2024
€ 8,079 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 739
▼ 84% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,379
▲ 131% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 163,691 | € 136,799 | € 145,998 | € 158,343 | ▲ 8% |
| Profit after taxes | € 102,009 | € 51,307 | € 54,161 | € 50,737 | ▼ 6% |
| Equity | € 291,014 | € 302,320 | € 310,481 | € 361,218 | ▲ 16% |
| Total debts | € 79,429 | € 89,172 | € 93,182 | € 51,008 | ▼ 45% |
| Cash | € 19,812 | € 33,825 | € 80,317 | € 60,578 | ▼ 25% |
| Land & buildings | € 255,510 | € 242,069 | € 228,629 | € 215,188 | ▼ 6% |
| Retained profit | € 272,414 | € 283,720 | € 291,881 | € 342,618 | ▲ 17% |
| Dividend | € 0 | € 40,000 | € 46,000 | € 0 | ▼ 100% |
| Bank debt | € 42,842 | € 38,223 | € 30,895 | € 23,201 | ▼ 25% |
| Balance sheet total | € 370,443 | € 391,493 | € 403,663 | € 412,227 | ▲ 2% |
| Employees (FTE) | - | 1 | 1 | 1 |
Key figures of CEUSTERS & CO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CEUSTERS & CO?
What happened at CEUSTERS & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 50,737 (▼ 6% vs 2024). filed late Source: NBB ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Start of the company according to the CBE. KBO
In short
From € 102,009 profit in 2022 to € 50,737 profit in 2025.
Paid € 60,103 in corporate taxes since 2022.
Best year ever: 2022, with € 102,009 profit.
On average € 158,300 of value added per employee in 2025.
Management
The stake of Ceusters & Partners comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CEUSTERS & COBehind CEUSTERS & CO is Ceusters & Partners BV. The shares are held by Ceusters & Partners (100%).
Directors
According to the 2025 annual accounts
Director · represented by Ceusters Jonathan
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Westelsebaan 170
3271 Scherpenheuvel-Zichem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.684.695
- VAT number
- BE 0479.684.695
- Registered office
- Westelsebaan 170, 3271 Scherpenheuvel-Zichem
- Names & denominations
- CEUSTERS & CO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 March 2003
- Peppol
- Active · Active since 4 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars