Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COBEMAR from Holsbeek, company number BE0479654607, closed financial year 2025 with a result of € -61,717 after tax. For that financial year COBEMAR recorded a gross margin of € 12,648 and equity of € 44,346. Compared with financial year 2024, the result moved from € -66,534 to € -61,717. The company made a loss. The buffer shrank hard: equity is 58 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 1, 2026.
€ 44,346
▼ 58% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -61,717
▲ 7 % less loss than in 2024
Profit after tax over the fiscal year.
€ 25,720
▼ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -37,127.
People and assets in 2025
€ 97,807
▼ 28% vs 2024
Of which on lease € 97,666.
Debts at end 2025
€ 145,376
▼ 23% vs 2024
€ 43,855 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 2,892
▲ 159% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 200
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 100,261 | € 3,458 | € 2,005 | € 12,648 | ▲ € 10,642 |
| Profit after taxes | € 17,737 | € -65,797 | € -66,534 | € -61,717 | ▲ € 4,817 |
| Equity | € 238,394 | € 172,597 | € 106,063 | € 44,346 | ▼ 58% |
| Total debts | € 393,133 | € 352,919 | € 313,584 | € 282,195 | ▼ 10% |
| Cash | € 247,432 | € 195,846 | € 147,003 | € 25,720 | ▼ 83% |
| Retained profit | € 156,921 | € 91,124 | € 24,589 | € -37,127 | ▼ € 61,717 |
| Bank debt | € 268,025 | € 228,571 | € 187,707 | € 145,376 | ▼ 23% |
| Balance sheet total | € 631,528 | € 525,516 | € 419,647 | € 326,541 | ▼ 22% |
Key figures of COBEMAR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to COBEMAR?
What happened at COBEMAR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Bert De Haes stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 61,717. Source: NBB ↗
- Bert De Haes became a director. NBB
- New establishment in Holsbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,737 profit in 2022 to € 61,717 loss in 2025.
Paid € 6,675 in corporate taxes since 2022.
Best year ever: 2022, with € 17,737 profit.
Management
Directors
According to the 2025 annual accounts
Bert De Haes
Director
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Gobbelsrode 76B
3220 Holsbeek
Gobbelsrode 76 B
3220 Holsbeek
Active since 16 April 2003
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.654.607
- VAT number
- BE 0479.654.607
- Registered office
- Gobbelsrode 76B, 3220 Holsbeek
- Names & denominations
- COBEMAR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 February 2003
- Peppol
- Active · Active since 5 Feb 2026
- Activities · NACE
Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten
Computeradviesbureaus
Computerconsultancy-activiteiten
Activiteiten van holdings
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van terreinen
Managementactiviteiten van holdings
Verhuur van terreinen
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