Financials
Financial year 2025
IMMO FRANCOIS DUVAL from Couvin, company number BE0479602048, closed financial year 2025 with a result of € 10,672 after tax. For that financial year IMMO FRANCOIS DUVAL recorded a gross margin of € 73,648 and equity of € 1.9 million. Compared with financial year 2024, the result moved from € 32,869 to € 10,672. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 1.9 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,672
▼ 68% vs 2024
Profit after tax over the fiscal year.
€ 664,659
▲ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.8 million.
Debts at end 2025
€ 152,847
▼ 14% vs 2024
€ 26,295 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 5,856
▼ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,078
▼ 66% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 184,404 | € -7,062 | € 76,409 | € 73,648 | ▼ 4% |
| Profit after taxes | € 83,786 | € -78,360 | € 32,869 | € 10,672 | ▼ 68% |
| Equity | € 1,925,964 | € 1,847,603 | € 1,880,472 | € 1,891,144 | ▲ 1% |
| Total debts | € 361,001 | € 253,950 | € 193,505 | € 159,781 | ▼ 17% |
| Cash | € 661,571 | € 225,321 | € 354,631 | € 664,659 | ▲ 87% |
| Land & buildings | € 829,988 | € 774,746 | € 833,679 | € 777,960 | ▼ 7% |
| Retained profit | € 1,864,464 | € 1,786,103 | € 1,818,972 | € 1,829,644 | ▲ 1% |
| Bank debt | € 257,463 | € 204,282 | € 178,756 | € 152,847 | ▼ 14% |
| Balance sheet total | € 2,286,965 | € 2,101,554 | € 2,073,977 | € 2,050,925 | ▼ 1% |
Key figures of IMMO FRANCOIS DUVAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO FRANCOIS DUVAL?
What happened at IMMO FRANCOIS DUVAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- RENE DUVAL stepped down as director. NBB
- FRANCOIS DUVAL stepped down as director. NBB
- MARTINE GUIOT stepped down as director. NBB
- MARION MACARDIER stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 10,672 (▼ 68% vs 2024). filed late Source: NBB ↗
- RENE DUVAL became a director. NBB
- FRANCOIS DUVAL became a director. NBB
- MARTINE GUIOT became a director. NBB
In short
From € 83,786 profit in 2022 to € 10,672 profit in 2025.
Paid € 33,170 in corporate taxes since 2022.
Best year ever: 2022, with € 83,786 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by FRANCOIS DUVAL and Marion Macardier.
Directors
According to the 2025 annual accounts
RENE DUVAL
Director
Also active at: Association Intercommunale d'Electricité du Sud du Hainaut, Immobilière du Moulin de la Ramée
since 2021 · until 2027
since 2021 · until 2027
since 2021 · until 2027
MARION MACARDIER
Director
since 2021 · until 2027
Shareholders
FRANCOIS DUVAL
Marion Macardier
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de l'Europe,C.-des-S. 150
5660 Couvin
Rue de la Ramée, C.-des-S. 28
5660 Couvin
Active since 1 April 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.602.048
- VAT number
- BE 0479.602.048
- Registered office
- Chaussée de l'Europe,C.-des-S. 150, 5660 Couvin
- Names & denominations
- IMMO FRANCOIS DUVAL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 February 2003
- Peppol
- Active · Active since 24 Jun 2025
- Activities · NACE
Detailhandel in onderdelen en accessoires van motorvoertuigen
Kleinhandel in onderdelen en accessoires van auto's
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Detailhandel in herenbovenkleding
Overige sportactiviteiten, neg
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in bovenkleding voor heren
Overige activiteiten i.v.m. de sportbeoefening
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