Financials
Financial year 2025
NAIA from Etterbeek, company number BE0479414184, closed financial year 2025 with a result of € 686,840 after tax. For that financial year NAIA recorded revenue of € 15 million and equity of € 3.8 million. Compared with financial year 2024, the result moved from € 794,892 to € 686,840. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 3.8 million
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 686,840
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 743,714
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.7 million.
People and assets in 2025
39.6
▲ 6.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.6 million
▲ 26% vs 2024
€ 40,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 148,262
▲ 140% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.2 million
▼ 10% vs 2024
€ 452,769 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 986,047
▲ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 30 days on average.
€ 211,748
▼ 42% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 12,494,935 | € 13,684,177 | € 14,980,115 | ▲ 9% |
| Gross margin | € 1,568,571 | - | - | - | |
| Profit after taxes | € 344,605 | € 900,341 | € 794,892 | € 686,840 | ▼ 14% |
| Equity | € 1,956,847 | € 2,633,777 | € 3,078,691 | € 3,758,771 | ▲ 22% |
| Total debts | € 4,450,097 | € 4,066,676 | € 3,905,228 | € 3,437,280 | ▼ 12% |
| Cash | € 587,140 | € 801,538 | € 1,024,238 | € 743,714 | ▼ 27% |
| Land & buildings | € 13,404 | € 10,894 | € 8,522 | € 6,383 | ▼ 25% |
| Retained profit | € 1,915,091 | € 2,601,146 | € 3,053,181 | € 3,740,021 | ▲ 22% |
| Dividend | € 150,000 | € 214,286 | € 342,857 | € 0 | ▼ 100% |
| Bank debt | € 3,016,735 | € 2,749,821 | € 2,489,646 | € 2,235,305 | ▼ 10% |
| Balance sheet total | € 6,406,944 | € 6,700,453 | € 7,074,752 | € 7,377,717 | ▲ 4% |
| Employees (FTE) | 23.4 | 28.2 | 32.9 | 39.6 | ▲ 6.7 |
Key figures of NAIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NAIA?
What happened at NAIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 686,840 (▼ 14% vs 2024). filed late Source: NBB ↗
- Nerwa KARIAKOUS became a director. NBB
- New establishment in Etterbeek. KBO
- Elias KARIAKOUS became a director. NBB
- Razkalla KURIAKOS became a director. NBB
- Nepil KARIAKOUS became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 344,605 profit in 2022 to € 686,840 profit in 2025.
Paid € 952,945 in corporate taxes since 2022.
Best year ever: 2023, with € 900,341 profit.
On average € 67,000 of value added per employee in 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind NAIA are Nerwa KARIAKOUS, Elias KARIAKOUS, Nepil KARIAKOUS and Razkalla KURIAKOS. It owns 100% of Immobilière LGL itself.
Directors
According to the 2025 annual accounts
Nerwa KARIAKOUS
Director
since 2026
Elias KARIAKOUS
Director
since 2010
Nepil KARIAKOUS
Director
since 2007
Razkalla KURIAKOS
Director
since 2010
Establishments
Establishment units
Physical locations of this company
Eskadronstraat 35
1040 Etterbeek
Eskadronstraat 35-40
1040 Etterbeek
Active since 13 April 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.414.184
- VAT number
- BE 0479.414.184
- Registered office
- Eskadronstraat 35, 1040 Etterbeek
- Names & denominations
- NAIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 January 2003
- Peppol
- Active · Active since 23 Dec 2025
- Contact
- freshmed.be [email protected]
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Superettes (verkoopsoppervlakte tussen 100 m2 en minder dan 400 m2)
Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Eetgelegenheden met beperkte bediening