Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TEMO from Waasmunster, company number BE0479399338, closed financial year 2025 with a result of € 9,022 after tax. For that financial year TEMO recorded a gross margin of € 25,334 and equity of € 226,578. Compared with financial year 2024, the result moved from € 15,165 to € 9,022. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2025.
€ 226,578
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,022
▼ 41% vs 2024
Profit after tax over the fiscal year.
€ 12,587
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 52,607.
Debts at end 2025
€ 29,957
Loans from banks and other lenders, long and short.
€ 4,250
▲ € 3,670 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,462
▼ 44% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 25,733 | € 19,373 | € 30,514 | € 25,334 | ▼ 17% |
| Profit after taxes | € 6,753 | € 6,833 | € 15,165 | € 9,022 | ▼ 41% |
| Equity | € 233,658 | € 240,491 | € 217,555 | € 226,578 | ▲ 4% |
| Total debts | € 3,769 | € 2,697 | € 4,968 | € 36,669 | ▲ € 31,701 |
| Cash | € 113,616 | € 23,492 | € 113,923 | € 12,587 | ▼ 89% |
| Land & buildings | € 120,660 | € 112,580 | € 104,500 | € 96,420 | ▼ 8% |
| Retained profit | € 59,687 | € 66,520 | € 43,584 | € 52,607 | ▲ 21% |
| Dividend | € 0 | € 0 | € 38,100 | € 0 | ▼ 100% |
| Bank debt | € 0 | € 0 | € 0 | € 29,957 | |
| Balance sheet total | € 237,427 | € 243,187 | € 222,523 | € 263,247 | ▲ 18% |
Key figures of TEMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to TEMO?
What happened at TEMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,022 (▼ 41% vs 2024). Source: NBB ↗
- Lucie Staelens became a director. NBB
- New establishment in Waasmunster. KBO
- Start of the company according to the CBE. KBO
- Ivan Moens became a director. NBB
In short
From € 6,753 profit in 2022 to € 9,022 profit in 2025.
Paid € 16,587 in corporate taxes since 2022.
Best year ever: 2024, with € 15,165 profit.
Paid out € 38,100 in dividends to the owners in total.
Management
Behind TEMO are Lucie Staelens and Ivan Moens. The same people are also behind MOENS and LUCIVA.
Establishments
Establishment units
Physical locations of this company
Smoorstraat 29
9250 Waasmunster
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.399.338
- VAT number
- BE 0479.399.338
- Registered office
- Smoorstraat 29, 9250 Waasmunster
- Names & denominations
- TEMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 January 2003
- Peppol
- Active · Active since 29 Oct 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen