What is the address of ASSURANCE CREDIT SERVICES?

The registered office of ASSURANCE CREDIT SERVICES is located at Boulevard Joseph Tirou 151, 6000 Charleroi.

Is ASSURANCE CREDIT SERVICES still active?

Yes. According to the CBE (18 September 2026) ASSURANCE CREDIT SERVICES is active, legal situation “Normale toestand”, started on 15 January 2003.

Is ASSURANCE CREDIT SERVICES registered on Peppol?

Yes, ASSURANCE CREDIT SERVICES is registered on the Peppol network with ID 0208:0479310751.

What is the enterprise number of ASSURANCE CREDIT SERVICES?

The enterprise number of ASSURANCE CREDIT SERVICES is BE0479310751.

When was ASSURANCE CREDIT SERVICES founded?

ASSURANCE CREDIT SERVICES was founded on 15 January 2003.

Who are the directors of ASSURANCE CREDIT SERVICES?

According to the 2024 annual accounts, the directors of ASSURANCE CREDIT SERVICES are: PHILIPPE NOEL.

Is ASSURANCE CREDIT SERVICES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 January 2003; 4 annual accounts filed, latest fiscal year 2024; 1 directors known from the annual account.

How much profit did ASSURANCE CREDIT SERVICES make in 2024?

ASSURANCE CREDIT SERVICES posted a profit after taxes of € 37,299 in financial year 2024.

What is the revenue of ASSURANCE CREDIT SERVICES?

As a small company, ASSURANCE CREDIT SERVICES is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 138,575.

ASSURANCE CREDIT SERVICES (Private Limited) - Charleroi

Dossier ASSURANCE CREDIT SERVICES, printed on 18 September 2026 from databakkes.be/en/0479310751/assurance-credit-services. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 19 % of short-term debt in 2024; threshold 65 %.

Financials

Financial year 2024

ASSURANCE CREDIT SERVICES from Charleroi, company number BE0479310751, closed financial year 2024 with a result of € 37,299 after tax. For that financial year ASSURANCE CREDIT SERVICES recorded a gross margin of € 138,575 and equity of € 494,947. Compared with financial year 2023, the result moved from € 15,660 to € 37,299. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 21, 2025.

What it is worth Healthy

€ 494,947

▼ 2% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 37,299

▲ 138% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 14,183

▼ 20% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 48,800 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2024

Vehicles and equipment

€ 24,284

▼ 33% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt ≈ 10 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 400,806

▼ 13% vs 2023

€ 34,135 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.

Owed to suppliers

€ 39,436

▼ 30% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 72,540

▲ 19% vs 2023

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ 268,374 Gross margin 2021: € 268,374 First fiscal year in the series	€ 163,251 Gross margin 2022: € 163,251 ▼ 39% vs 2021 (€ 268,374) Unfavourable step	€ 114,674 Gross margin 2023: € 114,674 ▼ 30% vs 2022 (€ 163,251) Unfavourable step	€ 138,575 Gross margin 2024: € 138,575 ▲ 21% vs 2023 (€ 114,674) Favourable step	▲ 21%
Profit after taxes	€ 75,006 Profit after taxes 2021: € 75,006 First fiscal year in the series	€ 23,618 Profit after taxes 2022: € 23,618 ▼ 69% vs 2021 (€ 75,006) Unfavourable step	€ 15,660 Profit after taxes 2023: € 15,660 ▼ 34% vs 2022 (€ 23,618) Unfavourable step	€ 37,299 Profit after taxes 2024: € 37,299 ▲ 138% vs 2023 (€ 15,660) Favourable step	▲ 138%
Equity	€ 524,313 Equity 2021: € 524,313 First fiscal year in the series	€ 519,360 Equity 2022: € 519,360 ▼ 1% vs 2021 (€ 524,313) Unfavourable step	€ 506,449 Equity 2023: € 506,449 ▼ 2% vs 2022 (€ 519,360) Unfavourable step	€ 494,947 Equity 2024: € 494,947 ▼ 2% vs 2023 (€ 506,449) Unfavourable step	▼ 2%
Total debts	€ 670,010 Total debts 2021: € 670,010 First fiscal year in the series	€ 602,259 Total debts 2022: € 602,259 ▼ 10% vs 2021 (€ 670,010) Favourable step	€ 600,428 Total debts 2023: € 600,428 Unchanged (€ 602,259) Favourable step	€ 526,468 Total debts 2024: € 526,468 ▼ 12% vs 2023 (€ 600,428) Favourable step	▼ 12%
Cash	€ 16,676 Cash 2021: € 16,676 First fiscal year in the series	€ 19,461 Cash 2022: € 19,461 ▲ 17% vs 2021 (€ 16,676) Favourable step	€ 17,741 Cash 2023: € 17,741 ▼ 9% vs 2022 (€ 19,461) Unfavourable step	€ 14,183 Cash 2024: € 14,183 ▼ 20% vs 2023 (€ 17,741) Unfavourable step	▼ 20%
Land & buildings	€ 878,482 Land & buildings 2021: € 878,482 First fiscal year in the series	€ 957,731 Land & buildings 2022: € 957,731 ▲ 9% vs 2021 (€ 878,482) Unchanged	€ 960,948 Land & buildings 2023: € 960,948 Unchanged (€ 957,731) Unchanged	€ 942,991 Land & buildings 2024: € 942,991 ▼ 2% vs 2023 (€ 960,948) Unchanged	▼ 2%
Retained profit	€ 459,580 Retained profit 2021: € 459,580 First fiscal year in the series	€ 456,472 Retained profit 2022: € 456,472 ▼ 1% vs 2021 (€ 459,580) Unfavourable step	€ 445,406 Retained profit 2023: € 445,406 ▼ 2% vs 2022 (€ 456,472) Unfavourable step	€ 435,750 Retained profit 2024: € 435,750 ▼ 2% vs 2023 (€ 445,406) Unfavourable step	▼ 2%
Dividend	€ 28,571 Dividend 2021: € 28,571 First fiscal year in the series	€ 28,571 Dividend 2022: € 28,571 Unchanged (€ 28,571) Unchanged	€ 28,571 Dividend 2023: € 28,571 Unchanged (€ 28,571) Unchanged	€ 48,800 Dividend 2024: € 48,800 ▲ 71% vs 2023 (€ 28,571) Unchanged	▲ 71%
Bank debt	€ 491,968 Bank debt 2021: € 491,968 First fiscal year in the series	€ 439,176 Bank debt 2022: € 439,176 ▼ 11% vs 2021 (€ 491,968) Favourable step	€ 459,017 Bank debt 2023: € 459,017 ▲ 5% vs 2022 (€ 439,176) Unfavourable step	€ 400,806 Bank debt 2024: € 400,806 ▼ 13% vs 2023 (€ 459,017) Favourable step	▼ 13%
Balance sheet total	€ 1,315,489 Balance sheet total 2021: € 1,315,489 First fiscal year in the series	€ 1,238,929 Balance sheet total 2022: € 1,238,929 ▼ 6% vs 2021 (€ 1,315,489) Unchanged	€ 1,220,330 Balance sheet total 2023: € 1,220,330 ▼ 2% vs 2022 (€ 1,238,929) Unchanged	€ 1,131,013 Balance sheet total 2024: € 1,131,013 ▼ 7% vs 2023 (€ 1,220,330) Unchanged	▼ 7%

Key figures of ASSURANCE CREDIT SERVICES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to ASSURANCE CREDIT SERVICES?

What happened at ASSURANCE CREDIT SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Nov 21, 2025 New annual accounts for financial year 2024: profit of € 37,299 (▲ 138% vs 2023). filed late Source: NBB ↗
Jan 28, 2003 New establishment in Charleroi. KBO
Jan 15, 2003 Start of the company according to the CBE. KBO

In short

From € 75,006 profit in 2021 to € 37,299 profit in 2024.

Paid € 125,208 in corporate taxes since 2021.

Best year ever: 2021, with € 75,006 profit.

Paid out € 134,514 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at ASSURANCE CREDIT SERVICES? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

PHILIPPE NOEL

ASSURANCE CREDIT SERVICES

ACRES CREDITS

Behind ASSURANCE CREDIT SERVICES is PHILIPPE NOEL. It owns ACRES CREDITS itself.

See the full network in the app

Directors

According to the 2024 annual accounts

PHILIPPE NOEL

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Boulevard Joseph Tirou 151

6000 Charleroi

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

OPTIQUE FURNAL

ACRES CREDITS same network

€ 183,549 gross margin · 2024

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0479.310.751
VAT number: BE 0479.310.751
Registered office: Boulevard Joseph Tirou 151, 6000 Charleroi
Names & denominations: ASSURANCE CREDIT SERVICES · ACRES
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 15 January 2003
Peppol: Active · Active since 27 Mar 2026

View on CBE Public ↗ Annual accounts (NBB) ↗