Financials
Financial year 2025
J & A from Oudenburg, company number BE0479165845, closed financial year 2025 with a result of € -28,573 after tax. For that financial year J & A recorded a gross margin of € 503,796 and equity of € 265,611. Compared with financial year 2024, the result moved from € 8,344 to € -28,573. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 265,611
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -28,573
▼ still € 8,344 profit in 2024
Profit after tax over the fiscal year.
€ 83,900
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 166,911.
People and assets in 2025
8.1
▼ 3.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 435,023
▼ 8% vs 2024
€ 53,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 22,891
▲ 107% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 234,177
▼ 8% vs 2024
€ 22,428 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 128,027
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 62,960
▼ 33% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 436,430 | € 507,386 | € 583,541 | € 503,796 | ▼ 14% |
| Profit after taxes | € -69,199 | € -34,677 | € 8,344 | € -28,573 | ▼ € 36,916 |
| Equity | € 320,518 | € 285,841 | € 294,184 | € 265,611 | ▼ 10% |
| Total debts | € 221,131 | € 437,154 | € 484,085 | € 447,279 | ▼ 8% |
| Cash | € 29,089 | € 39,006 | € 143,545 | € 83,900 | ▼ 42% |
| Retained profit | € 221,818 | € 187,141 | € 195,484 | € 166,911 | ▼ 15% |
| Dividend | € 20,641 | € 0 | € 0 | € 0 | |
| Bank debt | € 38,246 | € 276,768 | € 255,840 | € 234,177 | ▼ 8% |
| Balance sheet total | € 541,649 | € 722,995 | € 778,270 | € 712,890 | ▼ 8% |
| Employees (FTE) | 10.5 | 9 | 11.9 | 8.1 | ▼ 3.8 |
Key figures of J & A, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J & A?
What happened at J & A in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 28,573 (▼ € 36,916 vs 2024). Source: NBB ↗
- Zinel BV became a director. NBB
- New establishment in Oudenburg. KBO
- Start of the company according to the CBE. KBO
- Jeroen Vanhevel became a director. NBB
In short
From € 69,199 loss in 2022 to € 28,573 loss in 2025.
Paid € 914 in corporate taxes since 2022.
Best year ever: 2024, with € 8,344 profit.
On average € 62,200 of value added per employee in 2025.
Management
Behind J & A are Zinel BV and Jeroen Vanhevel. Jeroen Vanhevel is also behind ZINEL.
Establishments
Establishment units
Physical locations of this company
Hoogstraat 5
8460 Oudenburg
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.165.845
- VAT number
- BE 0479.165.845
- Registered office
- Hoogstraat 5, 8460 Oudenburg
- Names & denominations
- J & A
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 December 2002
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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