What is the address of LIFE & FINANCE MANAGEMENT?

The registered office of LIFE & FINANCE MANAGEMENT is located at Rue Victor Horta 28, 1348 Ottignies-Louvain-la-Neuve.

Is LIFE & FINANCE MANAGEMENT still active?

Yes. According to the CBE (18 September 2026) LIFE & FINANCE MANAGEMENT is active, legal situation “Normale toestand”, started on 24 December 2002.

Is LIFE & FINANCE MANAGEMENT registered on Peppol?

No, LIFE & FINANCE MANAGEMENT is currently not registered on the Peppol network.

What is the enterprise number of LIFE & FINANCE MANAGEMENT?

The enterprise number of LIFE & FINANCE MANAGEMENT is BE0479130312.

When was LIFE & FINANCE MANAGEMENT founded?

LIFE & FINANCE MANAGEMENT was founded on 24 December 2002.

Who are the directors of LIFE & FINANCE MANAGEMENT?

According to the 2025 annual accounts, the directors of LIFE & FINANCE MANAGEMENT are: Pierre DE KEYSER.

Is LIFE & FINANCE MANAGEMENT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 24 December 2002; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did LIFE & FINANCE MANAGEMENT make in 2025?

LIFE & FINANCE MANAGEMENT posted a profit after taxes of € 29,883 in financial year 2025.

What is the revenue of LIFE & FINANCE MANAGEMENT?

As a small company, LIFE & FINANCE MANAGEMENT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 51,543.

LIFE & FINANCE MANAGEMENT (Private Limited)

Dossier LIFE & FINANCE MANAGEMENT, printed on 18 September 2026 from databakkes.be/en/0479130312/life-finance-management. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

LIFE & FINANCE MANAGEMENT from Ottignies-Louvain-la-Neuve, company number BE0479130312, closed financial year 2025 with a result of € 29,883 after tax. For that financial year LIFE & FINANCE MANAGEMENT recorded a gross margin of € 51,543 and equity of € 265,223. Compared with financial year 2024, the result moved from € 23,343 to € 29,883. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.

What it is worth Healthy

€ 265,223

▼ 12% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 29,883

▲ 28% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 25

▼ 99% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 66,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost estimate Staff cost at a one-person company Staff Only people on the payroll count here.€ 3,578 Likely the director’s social contribution or pension premium.The director’s pay Already netted into the gross margin, not shown separately in the accounts. Typical for one-person companies € 45,000 gross per year minimum for the reduced tax rate≈ € 2,100 net per month after contributions, tax and usually some benefits in kind, roughly Assumption based on the chart of accounts, not a figure from the source.

€ 3,578

▲ 86% vs 2024

No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.

Vehicles and equipment

€ 1,721

▼ 32% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 1,902

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 5,876

▼ 68% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 9,757

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 61,471 Gross margin 2022: € 61,471 First fiscal year in the series	€ 53,379 Gross margin 2023: € 53,379 ▼ 13% vs 2022 (€ 61,471) Unfavourable step	€ 38,486 Gross margin 2024: € 38,486 ▼ 28% vs 2023 (€ 53,379) Unfavourable step	€ 51,543 Gross margin 2025: € 51,543 ▲ 34% vs 2024 (€ 38,486) Favourable step	▲ 34%
Profit after taxes	€ 39,270 Profit after taxes 2022: € 39,270 First fiscal year in the series	€ 35,693 Profit after taxes 2023: € 35,693 ▼ 9% vs 2022 (€ 39,270) Unfavourable step	€ 23,343 Profit after taxes 2024: € 23,343 ▼ 35% vs 2023 (€ 35,693) Unfavourable step	€ 29,883 Profit after taxes 2025: € 29,883 ▲ 28% vs 2024 (€ 23,343) Favourable step	▲ 28%
Equity	€ 302,304 Equity 2022: € 302,304 First fiscal year in the series	€ 322,997 Equity 2023: € 322,997 ▲ 7% vs 2022 (€ 302,304) Favourable step	€ 301,340 Equity 2024: € 301,340 ▼ 7% vs 2023 (€ 322,997) Unfavourable step	€ 265,223 Equity 2025: € 265,223 ▼ 12% vs 2024 (€ 301,340) Unfavourable step	▼ 12%
Total debts	€ 21,567 Total debts 2022: € 21,567 First fiscal year in the series	€ 11,360 Total debts 2023: € 11,360 ▼ 47% vs 2022 (€ 21,567) Favourable step	€ 27,952 Total debts 2024: € 27,952 ▲ 146% vs 2023 (€ 11,360) Unfavourable step	€ 79,455 Total debts 2025: € 79,455 ▲ 184% vs 2024 (€ 27,952) Unfavourable step	▲ 184%
Cash	€ 36,350 Cash 2022: € 36,350 First fiscal year in the series	€ 42,961 Cash 2023: € 42,961 ▲ 18% vs 2022 (€ 36,350) Favourable step	€ 2,430 Cash 2024: € 2,430 ▼ 94% vs 2023 (€ 42,961) Unfavourable step	€ 25 Cash 2025: € 25 ▼ 99% vs 2024 (€ 2,430) Unfavourable step	▼ 99%
Retained profit	€ 283,704 Retained profit 2022: € 283,704 First fiscal year in the series	€ 304,397 Retained profit 2023: € 304,397 ▲ 7% vs 2022 (€ 283,704) Favourable step	€ 282,740 Retained profit 2024: € 282,740 ▼ 7% vs 2023 (€ 304,397) Unfavourable step	€ 246,623 Retained profit 2025: € 246,623 ▼ 13% vs 2024 (€ 282,740) Unfavourable step	▼ 13%
Dividend	€ 8,000 Dividend 2022: € 8,000 First fiscal year in the series	€ 15,000 Dividend 2023: € 15,000 ▲ 88% vs 2022 (€ 8,000) Unchanged	€ 45,000 Dividend 2024: € 45,000 ▲ 200% vs 2023 (€ 15,000) Unchanged	€ 66,000 Dividend 2025: € 66,000 ▲ 47% vs 2024 (€ 45,000) Unchanged	▲ 47%
Bank debt	€ 7,107 Bank debt 2022: € 7,107 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 7,107) Favourable step	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 1,902 Bank debt 2025: € 1,902 Unchanged (€ 0) Unfavourable step
Balance sheet total	€ 323,871 Balance sheet total 2022: € 323,871 First fiscal year in the series	€ 334,357 Balance sheet total 2023: € 334,357 ▲ 3% vs 2022 (€ 323,871) Unchanged	€ 329,292 Balance sheet total 2024: € 329,292 ▼ 2% vs 2023 (€ 334,357) Unchanged	€ 344,678 Balance sheet total 2025: € 344,678 ▲ 5% vs 2024 (€ 329,292) Unchanged	▲ 5%

Key figures of LIFE & FINANCE MANAGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to LIFE & FINANCE MANAGEMENT?

What happened at LIFE & FINANCE MANAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 31, 2025 New annual accounts for financial year 2025: profit of € 29,883 (▲ 28% vs 2024). Source: NBB ↗
Dec 24, 2002 Start of the company according to the CBE. KBO

In short

From € 39,270 profit in 2022 to € 29,883 profit in 2025.

Paid € 63,902 in corporate taxes since 2022.

Best year ever: 2022, with € 39,270 profit.

Paid out € 134,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at LIFE & FINANCE MANAGEMENT? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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