Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FISCO from Charleroi, company number BE0479076565, closed financial year 2025 with a result of € -13,756 after tax. For that financial year FISCO recorded a gross margin of € 415 and equity of € 39,802. Compared with financial year 2024, the result moved from € -11,388 to € -13,756. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 39,802
▼ 26% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13,756
▼ 21 % more loss than in 2024
Profit after tax over the fiscal year.
€ 4,408
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -23,198.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 88
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
Debts at end 2025
€ 5,710
Loans from banks and other lenders, long and short.
€ 2,109
▲ 175% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,751 | € 33,362 | € 3,793 | € 415 | ▼ 89% |
| Profit after taxes | € -7,410 | € 17,423 | € -11,388 | € -13,756 | ▼ € 2,369 |
| Equity | € 47,523 | € 64,945 | € 53,558 | € 39,802 | ▼ 26% |
| Total debts | € 172,631 | € 171,854 | € 140,775 | € 142,116 | ▲ 1% |
| Cash | € 10,892 | € 37,100 | - | € 4,408 | |
| Land & buildings | € 203,086 | € 193,686 | € 184,285 | € 174,885 | ▼ 5% |
| Retained profit | € -15,477 | € 1,945 | € -9,442 | € -23,198 | ▼ € 13,756 |
| Bank debt | € 5,710 | € 5,710 | € 5,710 | € 5,710 | |
| Balance sheet total | € 220,154 | € 236,800 | € 194,333 | € 181,918 | ▼ 6% |
Key figures of FISCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FISCO?
What happened at FISCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 13,756. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 7,410 loss in 2022 to € 13,756 loss in 2025.
Best year ever: 2023, with € 17,423 profit.
Management
Behind FISCO is ANNIE HEUNINCK.
Directors
According to the 2025 annual accounts
ANNIE HEUNINCK
Director
Establishments
Establishment units
Physical locations of this company
Rue Jacqmain Léopold 70
6040 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.076.565
- VAT number
- BE 0479.076.565
- Registered office
- Rue Jacqmain Léopold 70, 6040 Charleroi
- Names & denominations
- FISCO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2002
- Peppol
- Active · Active since 16 Dec 2025