Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Annual account missing NBB
Fiscal year 2025 was expected before 31 October 2025 and has not been filed.
Financials
Financial year 2024
CHOISIFIN from Sint-Pieters-Woluwe, company number BE0479004905, closed financial year 2024 with a result of € 31,948 after tax. For that financial year CHOISIFIN recorded a gross margin of € 123,287 and equity of € 251,168. Compared with financial year 2023, the result moved from € 28,735 to € 31,948. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2024.
€ 251,168
▲ 15% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 31,948
▲ 11% vs 2023
Profit after tax over the fiscal year.
€ 102,128
▲ 25% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 232,568.
People and assets in 2024
€ 44,652
▲ 9% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 23,110
▼ 48% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 76,051
▼ 29% vs 2023
€ 32,494 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 5,922
▼ 30% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 733
▼ 75% vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 151,146 | € 120,874 | € 123,287 | ▲ 2% |
| Profit after taxes | € 52,038 | € 28,735 | € 31,948 | ▲ 11% |
| Equity | € 190,485 | € 219,220 | € 251,168 | ▲ 15% |
| Total debts | € 185,774 | € 154,077 | € 117,920 | ▼ 23% |
| Cash | € 68,080 | € 82,024 | € 102,128 | ▲ 25% |
| Land & buildings | € 223,450 | € 218,931 | € 212,591 | ▼ 3% |
| Retained profit | € 171,885 | € 200,620 | € 232,568 | ▲ 16% |
| Bank debt | € 137,429 | € 107,324 | € 76,051 | ▼ 29% |
| Balance sheet total | € 376,259 | € 373,297 | € 369,088 | ▼ 1% |
Key figures of CHOISIFIN, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 October 2025.
What happened to CHOISIFIN?
What happened at CHOISIFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 31,948 (▲ 11% vs 2023). Source: NBB ↗
- Emmanuel De Smet stepped down as director. NBB
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 52,038 profit in 2022 to € 31,948 profit in 2024.
Paid € 49,263 in corporate taxes since 2022.
Best year ever: 2022, with € 52,038 profit.
A new publication or filing at CHOISIFIN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Emmanuel De Smet
Director
· until 2024
Establishments
Establishment units
Physical locations of this company
Atlantische Oceaanlaan 128
1150 Sint-Pieters-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.004.905
- VAT number
- BE 0479.004.905
- Registered office
- Atlantische Oceaanlaan 128, 1150 Sint-Pieters-Woluwe
- Names & denominations
- CHOISIFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 December 2002
- Peppol
- Active · Active since 3 Feb 2026
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)