Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2024; threshold 65 %.
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Late annual account NBB
Fiscal year 2024 was filed 224 days after the legal deadline.
Financials
Financial year 2024
BV CONSTRUCT & CONSULT from Saint-Georges-sur-Meuse, company number BE0478918494, closed financial year 2024 with a result of € -2,321 after tax. For that financial year BV CONSTRUCT & CONSULT recorded a gross margin of € 45,664 and equity of € 17,352. Compared with financial year 2023, the result moved from € 965 to € -2,321. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 12, 2026.
€ 17,352
▼ 12% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,321
▼ still € 965 profit in 2023
Profit after tax over the fiscal year.
€ 0
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 4,352.
People and assets in 2024
€ 213
▼ 99% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
€ 300,571
▼ 9% vs 2023
€ 37,901 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 118,874
▼ 2% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 17,306
▼ 49% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 106,457 | € 107,654 | € 93,927 | € 45,664 | ▼ 51% |
| Profit after taxes | € 15,866 | € 8,362 | € 965 | € -2,321 | ▼ € 3,286 |
| Equity | € 10,347 | € 18,709 | € 19,673 | € 17,352 | ▼ 12% |
| Total debts | € 668,006 | € 656,819 | € 625,063 | € 580,641 | ▼ 7% |
| Cash | € 7 | € 3 | € 0 | € 0 | |
| Land & buildings | € 511,577 | € 524,726 | € 495,649 | € 468,106 | ▼ 6% |
| Retained profit | € -2,653 | € 5,709 | € 6,673 | € 4,352 | ▼ 35% |
| Bank debt | € 397,373 | € 373,277 | € 329,405 | € 300,571 | ▼ 9% |
| Balance sheet total | € 678,353 | € 675,528 | € 644,736 | € 597,993 | ▼ 7% |
Key figures of BV CONSTRUCT & CONSULT, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to BV CONSTRUCT & CONSULT?
What happened at BV CONSTRUCT & CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 2,321 (▼ € 3,286 vs 2023). filed late Source: NBB ↗
- New establishment in Saint-Georges-sur-Meuse. KBO
- Start of the company according to the CBE. KBO
- Jean-Paul BRAIVE became a director. NBB
In short
From € 15,866 profit in 2021 to € 2,321 loss in 2024.
Paid € 9,886 in corporate taxes since 2021.
Best year ever: 2021, with € 15,866 profit.
Management
Behind BV CONSTRUCT & CONSULT is Jean-Paul BRAIVE.
Directors
According to the 2024 annual accounts
Jean-Paul BRAIVE
Director
since 2002
Establishments
Establishment units
Physical locations of this company
Rue Joseph Wauters 141
4470 Saint-Georges-sur-Meuse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.918.494
- VAT number
- BE 0478.918.494
- Registered office
- Rue Joseph Wauters 141, 4470 Saint-Georges-sur-Meuse
- Names & denominations
- BV CONSTRUCT & CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 December 2002
- Peppol
- Active · Active since 11 Feb 2026
- Activities · NACE
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