Financials
Financial year 2025
COASS FINANCE from Sint-Lambrechts-Woluwe, company number BE0478720833, closed financial year 2025 with a result of € -4,686 after tax. For that financial year COASS FINANCE recorded a gross margin of € 12,603 and equity of € 107,021. Compared with financial year 2024, the result moved from € 908 to € -4,686. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 107,021
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,686
▼ still € 908 profit in 2024
Profit after tax over the fiscal year.
€ 22,109
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 87,021.
People and assets in 2025
€ 31,127
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 21,474
▼ 34% vs 2024
€ 11,528 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 2,246
▲ 239% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 100,277 | € 29,714 | € 17,913 | € 12,603 | ▼ 30% |
| Profit after taxes | € 82,074 | € 7,324 | € 908 | € -4,686 | ▼ € 5,594 |
| Equity | € 103,476 | € 110,799 | € 111,707 | € 107,021 | ▼ 4% |
| Total debts | € 169,313 | € 59,123 | € 48,408 | € 32,720 | ▼ 32% |
| Cash | € 51,165 | € 45,295 | € 25,524 | € 22,109 | ▼ 13% |
| Retained profit | € 83,476 | € 90,799 | € 91,707 | € 87,021 | ▼ 5% |
| Dividend | € 100,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 9,129 | € 43,258 | € 32,573 | € 21,474 | ▼ 34% |
| Balance sheet total | € 272,789 | € 169,923 | € 160,115 | € 139,740 | ▼ 13% |
Key figures of COASS FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COASS FINANCE?
What happened at COASS FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,686 (▼ € 5,594 vs 2024). Source: NBB ↗
- Benoit Desmedt became a director. NBB
- Emilie Desmedt became a director. NBB
- Courtiers Associés SRL became a director. NBB
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 82,074 profit in 2022 to € 4,686 loss in 2025.
Paid € 15,995 in corporate taxes since 2022.
Best year ever: 2022, with € 82,074 profit.
Paid out € 100,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of COURTIERS ASSOCIES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
COASS FINANCEBehind COASS FINANCE are Courtiers Associés SRL, Benoit Desmedt and Emilie Desmedt. The shares are held by COURTIERS ASSOCIES (100%). It owns 49% of Saint-Henri Finance itself.
Directors
According to the 2025 annual accounts
Director · represented by Desmedt Didier
Also active at: SAINT JOB FINANCE, TDBY INVEST
since 2003
Benoit Desmedt
Director
Also active at: COURTIERS ASSOCIES, VIP ASSISTANCE, SAINT JOB FINANCE, TDBY INVEST
since 2021
Emilie Desmedt
Director
since 2021
Shareholders
100%
Participations
Establishments
Establishment units
Physical locations of this company
St-Hendriksvoorplein 49-53
1200 Sint-Lambrechts-Woluwe
Jacques Jansenstraat 17
1030 Schaarbeek
Active since 8 January 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →NEUVILLE FINANCES
€ 24,880 gross margin · 2025
Association des copropriétaires de la Résidence sise à Woluwe-Saint-Lambert, Parvis Saint-Henri 49-53
SAINT-HENRIMMO
€ 45,973 gross margin · 2025
SAINT-HENRI FINANCE same network
€ 291,225 gross margin · 2025
SAINT JOB FINANCE same network
€ -417 gross margin · 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.720.833
- VAT number
- BE 0478.720.833
- Registered office
- St-Hendriksvoorplein 49-53, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- COASS FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 November 2002
- Peppol
- Active · Active since 20 Nov 2020
- Contact
- 02/735.97.84
- Activities · NACE
Overige zakelijke dienstverlening, neg
Overige zakelijke dienstverlening, n.e.g.