Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ECO - INVESTS from Bever, company number BE0478716576, closed financial year 2025 with a result of € -66,944 after tax. For that financial year ECO - INVESTS recorded a gross margin of € -1,902 and equity of € -220,506. Compared with financial year 2024, the result moved from € -79,358 to € -66,944. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -220,506
▼ € 66,944 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -66,944
▲ 16 % less loss than in 2024
Profit after tax over the fiscal year.
€ 12,329
▲ € 9,339 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -307,506.
People and assets in 2025
€ 39,761
▲ 1% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 633,698
▲ 39% vs 2024
€ 13,855 is repaid this year. At this pace the long-term loan is gone in ≈ 29 years.
€ 8,712
▲ € 7,370 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,371
▼ 14% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -13,731 | € -89,972 | € -15,718 | € -1,902 | ▲ € 13,816 |
| Profit after taxes | € 51,451 | € -150,195 | € -79,358 | € -66,944 | ▲ € 12,413 |
| Equity | € 75,991 | € -74,204 | € -153,562 | € -220,506 | ▼ € 66,944 |
| Total debts | € 36,281 | € 885,238 | € 1,007,679 | € 1,096,588 | ▲ 9% |
| Cash | € 20,880 | € 12,942 | € 2,990 | € 12,329 | ▲ € 9,339 |
| Land & buildings | € 15,407 | € 717,854 | € 809,370 | € 832,334 | ▲ 3% |
| Retained profit | € -11,009 | € -161,204 | € -240,562 | € -307,506 | ▼ € 66,944 |
| Bank debt | € 16,904 | € 330,779 | € 455,000 | € 633,698 | ▲ 39% |
| Balance sheet total | € 144,557 | € 839,925 | € 880,553 | € 899,728 | ▲ 2% |
Key figures of ECO - INVESTS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ECO - INVESTS?
What happened at ECO - INVESTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 66,944. Source: NBB ↗
- New establishment in Bever. KBO
- Start of the company according to the CBE. KBO
In short
From € 51,451 profit in 2022 to € 66,944 loss in 2025.
Paid € 1,962 in corporate taxes since 2022.
Best year ever: 2022, with € 51,451 profit.
Management
Behind ECO - INVESTS is Stefaan Sermant.
Directors
According to the 2025 annual accounts
Stefaan Sermant
Director
Establishments
Establishment units
Physical locations of this company
Kerkhove 15 box 1
1547 Bever
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.716.576
- VAT number
- BE 0478.716.576
- Registered office
- Kerkhove 15 bus 1, 1547 Bever
- Names & denominations
- ECO - INVESTS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 4 November 2002
- Peppol
- Active · Active since 26 Sept 2025
- Activities · NACE
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde werkzaamheden in de bouw
Overige gespecialiseerde bouwwerkzaamheden
Metselwerk
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Stukadoorswerk
Algemene bouw van residentiële gebouwen
Schrijnwerk
+5