Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NAO - INVEST from Bernissart, company number BE0478581568, closed financial year 2025 with a result of € 23,791 after tax. For that financial year NAO - INVEST recorded a gross margin of € 30,203 and equity of € -53,733. Compared with financial year 2024, the result moved from € 28,407 to € 23,791. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ -53,733
▲ € 23,791 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 23,791
▼ 16% vs 2024
Profit after tax over the fiscal year.
€ 15,975
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -115,733.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 900
▼ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 25,865 | € 32,890 | € 34,692 | € 30,203 | ▼ 13% |
| Profit after taxes | € 17,467 | € 26,811 | € 28,407 | € 23,791 | ▼ 16% |
| Equity | € -132,743 | € -105,931 | € -77,524 | € -53,733 | ▲ € 23,791 |
| Total debts | € 218,813 | € 193,083 | € 163,823 | € 143,183 | ▼ 13% |
| Cash | € 17,656 | € 18,497 | € 20,056 | € 15,975 | ▼ 20% |
| Land & buildings | € 67,446 | € 67,035 | € 64,564 | € 60,623 | ▼ 6% |
| Retained profit | € -194,743 | € -167,931 | € -139,524 | € -115,733 | ▲ € 23,791 |
| Balance sheet total | € 86,070 | € 87,151 | € 86,299 | € 89,449 | ▲ 4% |
Key figures of NAO - INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NAO - INVEST?
What happened at NAO - INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 23,791 (▼ 16% vs 2024). filed late Source: NBB ↗
- New establishment in Bernissart. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,467 profit in 2022 to € 23,791 profit in 2025.
Best year ever: 2024, with € 28,407 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Emile Carlier (BLA) 111
7321 Bernissart
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.581.568
- VAT number
- BE 0478.581.568
- Registered office
- Rue Emile Carlier (BLA) 111, 7321 Bernissart
- Names & denominations
- NAO - INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 October 2002
- Peppol
- Active · Active since 26 Dec 2025
- Activities · NACE
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