Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
INSURE CONSULT from Zottegem, company number BE0478507829, closed financial year 2025 with a result of € 2,562 after tax. For that financial year INSURE CONSULT recorded a gross margin of € 209,399 and equity of € 159,694. Compared with financial year 2024, the result moved from € 24,729 to € 2,562. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 159,694
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,562
▼ 90% vs 2024
Profit after tax over the fiscal year.
€ 80,272
▼ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 98,194.
People and assets in 2025
€ 173,905
▲ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 39,153
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6,216
▼ 86% vs 2024
Loans from banks and other lenders, long and short.
€ 21,703
▲ 168% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,888
▲ 7% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 179,037 | € 263,771 | € 254,543 | € 209,399 | ▼ 18% |
| Profit after taxes | € -67,690 | € -2,557 | € 24,729 | € 2,562 | ▼ 90% |
| Equity | € 134,960 | € 132,403 | € 157,132 | € 159,694 | ▲ 2% |
| Total debts | € 238,428 | € 137,204 | € 90,017 | € 60,103 | ▼ 33% |
| Cash | € 142,087 | € 61,745 | € 94,744 | € 80,272 | ▼ 15% |
| Land & buildings | € 24,751 | € 20,312 | € 22,601 | € 37,499 | ▲ 66% |
| Retained profit | € 73,460 | € 70,903 | € 95,632 | € 98,194 | ▲ 3% |
| Bank debt | € 183,453 | € 88,805 | € 43,239 | € 6,216 | ▼ 86% |
| Balance sheet total | € 373,389 | € 269,608 | € 247,149 | € 219,797 | ▼ 11% |
Key figures of INSURE CONSULT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSURE CONSULT?
What happened at INSURE CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Sander Van de Meulebroucke stepped down as director. NBB
- Kurt Van de Meulebroucke stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2,562 (▼ 90% vs 2024). Source: NBB ↗
- Sander Van de Meulebroucke became a director. NBB
- New establishment in Zottegem. KBO
- Start of the company according to the CBE. KBO
- Kurt Van de Meulebroucke became a director. NBB
In short
From € 67,690 loss in 2022 to € 2,562 profit in 2025.
Paid € 10,930 in corporate taxes since 2022.
Best year ever: 2024, with € 24,729 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Sander Van de Meulebroucke
Director
since 2025 · until 2031
Kurt Van de Meulebroucke
Managing director
since 2002 · until 2031
Establishments
Establishment units
Physical locations of this company
Heldenlaan 38
9620 Zottegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.507.829
- VAT number
- BE 0478.507.829
- Registered office
- Heldenlaan 38, 9620 Zottegem
- Names & denominations
- INSURE CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 October 2002
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten