What does CABINET DE GREFT do?

CABINET DE GREFT is a debt collection agency in Saint-Nicolas. Private Limited, started on 27 September 2002, 1 establishment.

What is the address of CABINET DE GREFT?

The registered office of CABINET DE GREFT is located at Rue Chantraine 158 box 21, 4420 Saint-Nicolas.

Is CABINET DE GREFT still active?

Yes. According to the CBE (31 October 2026) CABINET DE GREFT is active, legal situation “Normale toestand”, started on 27 September 2002.

Is CABINET DE GREFT registered on Peppol?

Yes, CABINET DE GREFT is registered on the Peppol network with ID 0208:0478434880.

What is the enterprise number of CABINET DE GREFT?

The enterprise number of CABINET DE GREFT is BE0478434880.

When was CABINET DE GREFT founded?

CABINET DE GREFT was founded on 27 September 2002.

Who are the directors of CABINET DE GREFT?

According to the 2025 annual accounts, the directors of CABINET DE GREFT are: charles ALVARO.

Is CABINET DE GREFT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 September 2002; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did CABINET DE GREFT make in 2025?

CABINET DE GREFT recorded a loss after taxes of € 49,904 in financial year 2025.

What is the revenue of CABINET DE GREFT?

As a small company, CABINET DE GREFT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 296,229.

How much does an employee at CABINET DE GREFT earn?

The average wage cost per full-time employee at CABINET DE GREFT was € 71,200 in 2025: staff costs of € 341,677 for 4.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CABINET DE GREFT have?

According to the 2025 annual accounts, CABINET DE GREFT has 4.8 full-time equivalents (FTE).

CABINET DE GREFT (Private Limited) - Saint-Nicolas

Dossier CABINET DE GREFT, printed on 31 October 2026 from databakkes.be/en/0478434880/cabinet-de-greft. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

CABINET DE GREFT from Saint-Nicolas, company number BE0478434880, closed financial year 2025 with a result of € -49,904 after tax. For that financial year CABINET DE GREFT recorded a gross margin of € 296,229 and equity of € 219,699. Compared with financial year 2024, the result moved from € 44,124 to € -49,904. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2026.

What it is worth Healthy

€ 219,699

▼ 45% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -49,904

▼ still € 44,124 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 529,322

▼ 20% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 131,699.

People and assets in 2025

Full-time equivalents

4.8

▼ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 341,677

▲ 5% vs 2024

€ 71,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 10,858

▲ 2% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 12 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 330,041

▼ 8% vs 2024

€ 27,569 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.

Owed to suppliers

€ 65,307

▼ 6% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 86,286

▼ 12% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 391,704 Gross margin 2022: € 391,704 First fiscal year in the series	€ 378,712 Gross margin 2023: € 378,712 ▼ 3% vs 2022 (€ 391,704) Unfavourable step	€ 459,882 Gross margin 2024: € 459,882 ▲ 21% vs 2023 (€ 378,712) Favourable step	€ 296,229 Gross margin 2025: € 296,229 ▼ 36% vs 2024 (€ 459,882) Unfavourable step	▼ 36%
Profit after taxes	€ 12,698 Profit after taxes 2022: € 12,698 First fiscal year in the series	€ -940 Profit after taxes 2023: € -940 ▼ € 13,638 vs 2022 (€ 12,698) Unfavourable step	€ 44,124 Profit after taxes 2024: € 44,124 ▲ € 45,064 vs 2023 (€ -940) Favourable step	€ -49,904 Profit after taxes 2025: € -49,904 ▼ € 94,028 vs 2024 (€ 44,124) Unfavourable step	▼ € 94,028
Equity	€ 359,930 Equity 2022: € 359,930 First fiscal year in the series	€ 358,990 Equity 2023: € 358,990 Unchanged (€ 359,930) Unfavourable step	€ 403,115 Equity 2024: € 403,115 ▲ 12% vs 2023 (€ 358,990) Favourable step	€ 219,699 Equity 2025: € 219,699 ▼ 45% vs 2024 (€ 403,115) Unfavourable step	▼ 45%
Total debts	€ 1,379,633 Total debts 2022: € 1,379,633 First fiscal year in the series	€ 1,237,262 Total debts 2023: € 1,237,262 ▼ 10% vs 2022 (€ 1,379,633) Favourable step	€ 1,310,408 Total debts 2024: € 1,310,408 ▲ 6% vs 2023 (€ 1,237,262) Unfavourable step	€ 1,155,861 Total debts 2025: € 1,155,861 ▼ 12% vs 2024 (€ 1,310,408) Favourable step	▼ 12%
Cash	€ 666,556 Cash 2022: € 666,556 First fiscal year in the series	€ 544,790 Cash 2023: € 544,790 ▼ 18% vs 2022 (€ 666,556) Unfavourable step	€ 657,806 Cash 2024: € 657,806 ▲ 21% vs 2023 (€ 544,790) Favourable step	€ 529,322 Cash 2025: € 529,322 ▼ 20% vs 2024 (€ 657,806) Unfavourable step	▼ 20%
Land & buildings	€ 340,817 Land & buildings 2022: € 340,817 First fiscal year in the series	€ 331,031 Land & buildings 2023: € 331,031 ▼ 3% vs 2022 (€ 340,817) Unchanged	€ 321,245 Land & buildings 2024: € 321,245 ▼ 3% vs 2023 (€ 331,031) Unchanged	€ 311,459 Land & buildings 2025: € 311,459 ▼ 3% vs 2024 (€ 321,245) Unchanged	▼ 3%
Retained profit	€ 271,930 Retained profit 2022: € 271,930 First fiscal year in the series	€ 270,990 Retained profit 2023: € 270,990 Unchanged (€ 271,930) Unfavourable step	€ 315,115 Retained profit 2024: € 315,115 ▲ 16% vs 2023 (€ 270,990) Favourable step	€ 131,699 Retained profit 2025: € 131,699 ▼ 58% vs 2024 (€ 315,115) Unfavourable step	▼ 58%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 133,512 Dividend 2025: € 133,512 Unchanged (€ 0) Unchanged
Bank debt	€ 437,120 Bank debt 2022: € 437,120 First fiscal year in the series	€ 393,278 Bank debt 2023: € 393,278 ▼ 10% vs 2022 (€ 437,120) Favourable step	€ 359,879 Bank debt 2024: € 359,879 ▼ 8% vs 2023 (€ 393,278) Favourable step	€ 330,041 Bank debt 2025: € 330,041 ▼ 8% vs 2024 (€ 359,879) Favourable step	▼ 8%
Balance sheet total	€ 1,739,563 Balance sheet total 2022: € 1,739,563 First fiscal year in the series	€ 1,596,252 Balance sheet total 2023: € 1,596,252 ▼ 8% vs 2022 (€ 1,739,563) Unchanged	€ 1,713,523 Balance sheet total 2024: € 1,713,523 ▲ 7% vs 2023 (€ 1,596,252) Unchanged	€ 1,375,560 Balance sheet total 2025: € 1,375,560 ▼ 20% vs 2024 (€ 1,713,523) Unchanged	▼ 20%
Employees (FTE)	5.1 Employees (FTE) 2022: 5.1 First fiscal year in the series	5 Employees (FTE) 2023: 5 ▼ 0.1 vs 2022 (5.1) Unchanged	5 Employees (FTE) 2024: 5 Unchanged (5) Unchanged	4.8 Employees (FTE) 2025: 4.8 ▼ 0.2 vs 2024 (5) Unchanged	▼ 0.2

Key figures of CABINET DE GREFT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CABINET DE GREFT?

What happened at CABINET DE GREFT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 29, 2026 New annual accounts for financial year 2025: loss of € 49,904 (▼ € 94,028 vs 2024). filed late Source: NBB ↗
Oct 28, 2002 New establishment in Saint-Nicolas. KBO
Sep 27, 2002 Start of the company according to the CBE. KBO

In short

From € 12,698 profit in 2022 to € 49,904 loss in 2025.

Paid € 65,229 in corporate taxes since 2022.

Best year ever: 2024, with € 44,124 profit.

On average € 61,700 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

charles ALVARO

CABINET DE GREFT

Behind CABINET DE GREFT is charles ALVARO.

Directors

According to the 2025 annual accounts

charles ALVARO

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Chantraine 158 box 21

4420 Saint-Nicolas

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

ASSOCIATION DES COPROPRIETAIRES DE LA RESIDENCE LAURA

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0478.434.880

VAT number

BE 0478.434.880

Registered office

Rue Chantraine 158 bus 21, 4420 Saint-Nicolas

Names & denominations

CABINET DE GREFT

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

27 September 2002

Peppol

Active · Active since 13 Apr 2026

Activities · NACE

Activiteiten van incasso- en kredietbureaus

Incassobureaus en onderzoek naar de kredietwaardigheid

Bedrijvencentra

Handelsbemiddeling in goederen, algemeen assortiment

Handelsbemiddeling in de niet-gespecialiseerde groothandel

Overige zakelijke dienstverlening, neg

View on CBE Public ↗ Annual accounts (NBB) ↗

CABINET DE GREFT

Financials

What happened to CABINET DE GREFT?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions