Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ROELAND-DE MUNCK from Sint-Gillis-Waas, company number BE0478396872, closed financial year 2025 with a result of € 103,933 after tax. For that financial year ROELAND-DE MUNCK recorded a gross margin of € 221,637 and equity of € 190,922. Compared with financial year 2024, the result moved from € 80,323 to € 103,933. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 4, 2026.
€ 190,922
▲ 119% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 103,933
▲ 29% vs 2024
Profit after tax over the fiscal year.
€ 175,803
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 172,322.
People and assets in 2025
€ 32,876
▼ 25% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 600,386
▲ 14% vs 2024
€ 53,076 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 94,249
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,236
▲ 12% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 219,009 | € 216,077 | € 205,729 | € 221,637 | ▲ 8% |
| Profit after taxes | € 94,082 | € 92,697 | € 80,323 | € 103,933 | ▲ 29% |
| Equity | € -86,033 | € 6,665 | € 86,988 | € 190,922 | ▲ 119% |
| Total debts | € 722,544 | € 671,802 | € 661,830 | € 709,871 | ▲ 7% |
| Cash | € 136,803 | € 207,585 | € 292,379 | € 175,803 | ▼ 40% |
| Land & buildings | € 483,359 | € 456,909 | € 430,460 | € 541,661 | ▲ 26% |
| Retained profit | € -104,633 | € -11,935 | € 68,388 | € 172,322 | ▲ 152% |
| Bank debt | € 648,223 | € 584,705 | € 527,966 | € 600,386 | ▲ 14% |
| Balance sheet total | € 636,512 | € 678,467 | € 748,818 | € 900,793 | ▲ 20% |
Key figures of ROELAND-DE MUNCK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ROELAND-DE MUNCK?
What happened at ROELAND-DE MUNCK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 103,933 (▲ 29% vs 2024). filed late Source: NBB ↗
- New establishment in Sint-Gillis-Waas. KBO
- Start of the company according to the CBE. KBO
In short
From € 94,082 profit in 2022 to € 103,933 profit in 2025.
Paid € 127,071 in corporate taxes since 2022.
Best year ever: 2025, with € 103,933 profit.
Management
Behind ROELAND-DE MUNCK is Clem Roeland. It owns 100% of Verzekeringen Roeland itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Sint-Niklaasstraat(SGW) 55
9170 Sint-Gillis-Waas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.396.872
- VAT number
- BE 0478.396.872
- Registered office
- Sint-Niklaasstraat(SGW) 55, 9170 Sint-Gillis-Waas
- Names & denominations
- ROELAND-DE MUNCK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 September 2002
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars