Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 38.4 to 33.5.
Financials
Financial year 2025
T & T DESIGN from Ternat, company number BE0478340850, closed financial year 2025 with a result of € 911,302 after tax. For that financial year T & T DESIGN recorded revenue of € 15.1 million and equity of € 14.5 million. Compared with financial year 2024, the result moved from € 1.3 million to € 911,302. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 28, 2026.
€ 14.5 million
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 911,302
▼ 28% vs 2024
Profit after tax over the fiscal year.
€ 4.6 million
▲ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 14.4 million.
People and assets in 2025
33.5
▼ 3.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.8 million
▼ 11% vs 2024
€ 54,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 312,793
▼ 12% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 656,386
▼ 23% vs 2024
€ 309,722 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 125,161
▼ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 4 days on average.
€ 296,642
▼ 49% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 22,509,604 | € 21,673,166 | € 17,652,114 | € 15,059,281 | ▼ 15% |
| Profit after taxes | € 2,004,060 | € 2,409,021 | € 1,266,168 | € 911,302 | ▼ 28% |
| Equity | € 12,547,147 | € 12,276,168 | € 13,542,335 | € 14,453,638 | ▲ 7% |
| Total debts | € 3,859,415 | € 5,193,587 | € 2,479,613 | € 1,240,551 | ▼ 50% |
| Cash | € 2,929,195 | € 3,972,143 | € 3,787,902 | € 4,576,849 | ▲ 21% |
| Land & buildings | € 6,166,724 | € 5,711,507 | € 5,315,772 | € 4,937,101 | ▼ 7% |
| Retained profit | € 12,528,547 | € 12,257,568 | € 13,523,735 | € 14,435,038 | ▲ 7% |
| Dividend | € 680,000 | € 2,680,000 | € 0 | € 0 | |
| Bank debt | € 1,360,808 | € 928,004 | € 850,157 | € 656,386 | ▼ 23% |
| Balance sheet total | € 16,406,561 | € 17,469,755 | € 16,021,949 | € 15,694,189 | ▼ 2% |
| Employees (FTE) | 42.1 | 38.4 | 36.7 | 33.5 | ▼ 3.2 |
Key figures of T & T DESIGN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to T & T DESIGN?
What happened at T & T DESIGN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 911,302 (▼ 28% vs 2024). Source: NBB ↗
- New establishment in Zemst. KBO
- New establishment in Lanaken. KBO
- EFFIX INVEST BV became a director. NBB
- New establishment in Aalter. KBO
- New establishment in Wijnegem. KBO
- New establishment in Diest. KBO
- New establishment in Kortrijk. KBO
In short
From € 2 million profit in 2022 to € 911,302 profit in 2025.
Paid € 2.2 million in corporate taxes since 2022.
Best year ever: 2023, with € 2.4 million profit.
Paid out € 3.4 million in dividends to the owners in total.
Management
The stake of EFFIX INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
T & T DESIGNBehind T & T DESIGN is EFFIX INVEST BV. The shares are held by EFFIX INVEST (100%).
Directors
According to the 2025 annual accounts
Director · represented by Effie MAURAU
since 2018
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Vitseroelstraat 69
1740 Ternat
Vosveld 11 box A
2110 Wijnegem
Active since 1 February 2014
Leuvensesteenweg 192 box B
3290 Diest
Active since 1 February 2014
Engelse Wandeling(Kor) 2G box 1
8500 Kortrijk
Active since 1 February 2014
Brugstraat 166
9880 Aalter
Active since 17 June 2016
Steenweg 100
3621 Lanaken
Active since 1 April 2022
Brusselsesteenweg 119A
1980 Zemst
Active since 1 January 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.340.850
- VAT number
- BE 0478.340.850
- Registered office
- Vitseroelstraat 69, 1740 Ternat
- Names & denominations
- T & T DESIGN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 September 2002
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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