What does ELMA IMMO do?

ELMA IMMO is an estate agency in Chaumont-Gistoux. Private Limited, started on 11 September 2002, 1 establishment.

What is the address of ELMA IMMO?

The registered office of ELMA IMMO is located at Rue du Fraignat, Corroy 72, 1325 Chaumont-Gistoux.

Is ELMA IMMO still active?

Yes. According to the CBE (30 October 2026) ELMA IMMO is active, legal situation “Normale toestand”, started on 11 September 2002.

Is ELMA IMMO registered on Peppol?

Yes, ELMA IMMO is registered on the Peppol network with ID 0208:0478300169.

What is the enterprise number of ELMA IMMO?

The enterprise number of ELMA IMMO is BE0478300169.

When was ELMA IMMO founded?

ELMA IMMO was founded on 11 September 2002.

Who are the directors of ELMA IMMO?

According to the 2025 annual accounts, the directors of ELMA IMMO are: Elodie Dedonder, Jean-Emmanuel Garrido Altamirano.

Is ELMA IMMO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 September 2002; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did ELMA IMMO make in 2025?

ELMA IMMO recorded a loss after taxes of € 13,993 in financial year 2025.

What is the revenue of ELMA IMMO?

As a small company, ELMA IMMO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 57,025.

How much does an employee at ELMA IMMO earn?

The average wage cost per full-time employee at ELMA IMMO was € 55,700 in 2023: staff costs of € 869,015 for 15.6 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ELMA IMMO have?

According to the 2025 annual accounts, ELMA IMMO has 0 full-time equivalents (FTE).

ELMA IMMO (Private Limited) - Chaumont-Gistoux

Dossier ELMA IMMO, printed on 30 October 2026 from databakkes.be/en/0478300169/elma-immo. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

ELMA IMMO from Chaumont-Gistoux, company number BE0478300169, closed financial year 2025 with a result of € -13,993 after tax. For that financial year ELMA IMMO recorded a gross margin of € 57,025 and equity of € 659,794. Compared with financial year 2024, the result moved from € -32,574 to € -13,993. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 18, 2026.

What it is worth Healthy

€ 659,794

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -13,993

▲ 57 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 80,296

▼ 26% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 641,194.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Debts at end 2025

Bank debt ≈ 16 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 577,426

▼ 6% vs 2024

€ 35,601 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.

Owed to suppliers

€ 6,504

▼ 54% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2021	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 952,123 Gross margin 2021: € 952,123 First fiscal year in the series	€ 1,607,214 Gross margin 2023: € 1,607,214 ▲ 69% vs 2021 (€ 952,123) Favourable step	€ 40,875 Gross margin 2024: € 40,875 ▼ 97% vs 2023 (€ 1,607,214) Unfavourable step	€ 57,025 Gross margin 2025: € 57,025 ▲ 40% vs 2024 (€ 40,875) Favourable step	▲ 40%
Profit after taxes	€ 130,936 Profit after taxes 2021: € 130,936 First fiscal year in the series	€ 390,553 Profit after taxes 2023: € 390,553 ▲ 198% vs 2021 (€ 130,936) Favourable step	€ -32,574 Profit after taxes 2024: € -32,574 ▼ € 423,128 vs 2023 (€ 390,553) Unfavourable step	€ -13,993 Profit after taxes 2025: € -13,993 ▲ € 18,582 vs 2024 (€ -32,574) Favourable step	▲ € 18,582
Equity	€ 363,908 Equity 2021: € 363,908 First fiscal year in the series	€ 706,361 Equity 2023: € 706,361 ▲ 94% vs 2021 (€ 363,908) Favourable step	€ 673,787 Equity 2024: € 673,787 ▼ 5% vs 2023 (€ 706,361) Unfavourable step	€ 659,794 Equity 2025: € 659,794 ▼ 2% vs 2024 (€ 673,787) Unfavourable step	▼ 2%
Total debts	€ 323,063 Total debts 2021: € 323,063 First fiscal year in the series	€ 765,340 Total debts 2023: € 765,340 ▲ 137% vs 2021 (€ 323,063) Unfavourable step	€ 628,833 Total debts 2024: € 628,833 ▼ 18% vs 2023 (€ 765,340) Favourable step	€ 587,340 Total debts 2025: € 587,340 ▼ 7% vs 2024 (€ 628,833) Favourable step	▼ 7%
Cash	€ 264,625 Cash 2021: € 264,625 First fiscal year in the series	€ 287,620 Cash 2023: € 287,620 ▲ 9% vs 2021 (€ 264,625) Favourable step	€ 107,987 Cash 2024: € 107,987 ▼ 62% vs 2023 (€ 287,620) Unfavourable step	€ 80,296 Cash 2025: € 80,296 ▼ 26% vs 2024 (€ 107,987) Unfavourable step	▼ 26%
Land & buildings	-	€ 1,138,778 Land & buildings 2023: € 1,138,778 First fiscal year in the series	€ 1,185,039 Land & buildings 2024: € 1,185,039 ▲ 4% vs 2023 (€ 1,138,778) Unchanged	€ 1,161,025 Land & buildings 2025: € 1,161,025 ▼ 2% vs 2024 (€ 1,185,039) Unchanged	▼ 2%
Retained profit	€ 345,308 Retained profit 2021: € 345,308 First fiscal year in the series	€ 687,761 Retained profit 2023: € 687,761 ▲ 99% vs 2021 (€ 345,308) Favourable step	€ 655,187 Retained profit 2024: € 655,187 ▼ 5% vs 2023 (€ 687,761) Unfavourable step	€ 641,194 Retained profit 2025: € 641,194 ▼ 2% vs 2024 (€ 655,187) Unfavourable step	▼ 2%
Dividend	€ 11,000 Dividend 2021: € 11,000 First fiscal year in the series	€ 48,100 Dividend 2023: € 48,100 ▲ € 37,100 vs 2021 (€ 11,000) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 48,100) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 175,951 Bank debt 2021: € 175,951 First fiscal year in the series	€ 711,801 Bank debt 2023: € 711,801 ▲ € 535,851 vs 2021 (€ 175,951) Unfavourable step	€ 611,700 Bank debt 2024: € 611,700 ▼ 14% vs 2023 (€ 711,801) Favourable step	€ 577,426 Bank debt 2025: € 577,426 ▼ 6% vs 2024 (€ 611,700) Favourable step	▼ 6%
Balance sheet total	€ 686,971 Balance sheet total 2021: € 686,971 First fiscal year in the series	€ 1,471,701 Balance sheet total 2023: € 1,471,701 ▲ 114% vs 2021 (€ 686,971) Unchanged	€ 1,302,619 Balance sheet total 2024: € 1,302,619 ▼ 11% vs 2023 (€ 1,471,701) Unchanged	€ 1,247,134 Balance sheet total 2025: € 1,247,134 ▼ 4% vs 2024 (€ 1,302,619) Unchanged	▼ 4%
Employees (FTE)	15.5 Employees (FTE) 2021: 15.5 First fiscal year in the series	15.6 Employees (FTE) 2023: 15.6 ▲ 0.1 vs 2021 (15.5) Unchanged	0 Employees (FTE) 2024: 0 ▼ 15.6 vs 2023 (15.6) Unchanged	0 Employees (FTE) 2025: 0 Unchanged (0) Unchanged

Key figures of ELMA IMMO, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 June 2027.

What happened to ELMA IMMO?

What happened at ELMA IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 18, 2026 New annual accounts for financial year 2025: loss of € 13,993. Source: NBB ↗
2022 Elodie Dedonder became a director. NBB
2022 Jean-Emmanuel Garrido Altamirano became a director. NBB
Oct 22, 2002 New establishment in Chaumont-Gistoux. KBO
Sep 11, 2002 Start of the company according to the CBE. KBO

In short

From € 130,936 profit in 2021 to € 13,993 loss in 2025.

Paid € 172,260 in corporate taxes since 2021.

Best year ever: 2023, with € 390,553 profit.

On average € 103,000 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

Elodie Dedonder Jean-Emmanuel Garrido Altamirano

CREA2 MANAGEMENT

ELMA IMMO

Behind ELMA IMMO are Elodie Dedonder and Jean-Emmanuel Garrido Altamirano. The same people are also behind CREA2 MANAGEMENT.

Directors

According to the 2025 annual accounts

Elodie Dedonder

Director

Also active at: CREA2 MANAGEMENT

since 2022

Jean-Emmanuel Garrido Altamirano

Director

Also active at: CREA2 MANAGEMENT

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Fraignat, Corroy 72

1325 Chaumont-Gistoux

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

CREA2 MANAGEMENT same network

€ 137,848 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0478.300.169

VAT number

BE 0478.300.169

Registered office

Rue du Fraignat, Corroy 72, 1325 Chaumont-Gistoux

Names & denominations

ELMA IMMO

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

11 September 2002

Peppol

Active · Active since 20 Nov 2020

Activities · NACE

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

View on CBE Public ↗ Annual accounts (NBB) ↗

ELMA IMMO

Warning lights

Financials

What happened to ELMA IMMO?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions