Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
PM - CONSULT from Kruisem, company number BE0478283739, closed financial year 2025 with a result of € 225 after tax. For that financial year PM - CONSULT recorded a gross margin of € 3,113 and equity of € -36,902. Compared with financial year 2024, the result moved from € -2,985 to € 225. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ -36,902
▲ € 225 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 225
▲ still € 2,985 loss in 2024
Profit after tax over the fiscal year.
€ 3,867
▲ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -49,402.
Debts at end 2025
€ 430,614
▲ 3% vs 2024
Loans from banks and other lenders, long and short.
€ 12,493
▼ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,364
▲ 90% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,171 | € 4,494 | € -153 | € 3,113 | ▲ € 3,265 |
| Profit after taxes | € -4,300 | € 725 | € -2,985 | € 225 | ▲ € 3,210 |
| Equity | € -34,867 | € -34,142 | € -37,127 | € -36,902 | ▲ € 225 |
| Total debts | € 457,185 | € 470,774 | € 482,039 | € 498,546 | ▲ 3% |
| Cash | € 2 | € 3,070 | € 2,565 | € 3,867 | ▲ 51% |
| Retained profit | € -47,367 | € -46,642 | € -49,627 | € -49,402 | |
| Bank debt | € 398,054 | € 398,054 | € 416,864 | € 430,614 | ▲ 3% |
| Balance sheet total | € 422,319 | € 436,632 | € 444,913 | € 461,644 | ▲ 4% |
Key figures of PM - CONSULT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PM - CONSULT?
What happened at PM - CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 225. Source: NBB ↗
- Patrick Thérèse Hermanns became a director. NBB
- New establishment in Kruisem. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,300 loss in 2022 to € 225 profit in 2025.
Best year ever: 2023, with € 725 profit.
Management
Behind PM - CONSULT is Patrick Thérèse Hermanns. It owns 100% of Hermanns Claims & Investigations and 100% of Expertise Bureau Hermanns itself.
Directors
According to the 2025 annual accounts
since 2025
Establishments
Establishment units
Physical locations of this company
Wannegem-Ledestraat (WAN) 1
9772 Kruisem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.283.739
- VAT number
- BE 0478.283.739
- Registered office
- Wannegem-Ledestraat (WAN) 1, 9772 Kruisem
- Names & denominations
- PM - CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 September 2002
- Peppol
- Active · Active since 21 Jan 2026
- Activities · NACE
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