Active · per the CBE, 18 September 2026

PROTECT

BE0478213067

Rechtspersoon Private limited company 3 establishments

PROTECT is an insurance broker in Heist-op-den-Berg. Private Limited, started on 27 August 2002, 3 establishments.

Leo Kempenaersstraat 106, 2223 Heist-op-den-Berg

Behind the company: Gecomo BV, VDA Management CommV, Sizano BV.

Active for

24 year

Financials

Financial year 2025

PROTECT from Heist-op-den-Berg, company number BE0478213067, closed financial year 2025 with a result of € 164,909 after tax. For that financial year PROTECT recorded a gross margin of € 359,756 and equity of € 187,202. Compared with financial year 2024, the result moved from € 171,489 to € 164,909. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.

What it is worth Healthy

€ 187,202

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 164,909

▼ 4% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 315,466

▲ 1% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 165,000 paid out

100 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

1.5

▲ 0.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 101,129

▲ 9% vs 2024

€ 67,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 4 years to go

€ 425,072

▲ 104% vs 2024

€ 95,591 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 6,571

▲ 52% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 15,094

▼ 4% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 282,257 € 318,881 € 344,031 € 359,756 ▲ 5%
Profit after taxes € 56,937 € 85,189 € 171,489 € 164,909 ▼ 4%
Equity € 185,614 € 180,804 € 187,293 € 187,202
Total debts € 434,931 € 392,572 € 393,681 € 612,803 ▲ 56%
Cash € 198,840 € 231,252 € 312,992 € 315,466 ▲ 1%
Land & buildings € 164,111 € 145,111 € 133,084 € 121,192 ▼ 9%
Retained profit € 87,158 € 82,348 € 88,837 € 88,746
Dividend € 60,000 € 90,000 € 165,000 € 165,000
Bank debt € 345,999 € 276,421 € 208,243 € 425,072 ▲ 104%
Balance sheet total € 620,545 € 573,376 € 580,974 € 800,004 ▲ 38%
Employees (FTE) - 2.4 1.4 1.5 ▲ 0.1

Key figures of PROTECT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PROTECT?

What happened at PROTECT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 164,909 (▼ 4% vs 2024). Source: NBB ↗
  • New establishment in Bonheiden. KBO
  • New establishment in Mechelen. KBO
  • New establishment in Heist-op-den-Berg. KBO
  • Start of the company according to the CBE. KBO

In short

From € 56,937 profit in 2022 to € 164,909 profit in 2025.

Paid € 9,961 in corporate taxes since 2022.

Best year ever: 2024, with € 171,489 profit.

On average € 239,800 of value added per employee in 2025.

Management

Sizano 27.8%
Gecomo 27.8%

The stake of Sizano, Gecomo comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

PROTECT

Behind PROTECT are Gecomo BV, VDA Management CommV and Sizano BV. The shares are held by Sizano (27.8%) and Gecomo (27.8%).

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Directors

According to the 2025 annual accounts

Gecomo BV

Director · represented by Geert Molenberghs

VDA Management CommV

Director · represented by Geert Van der Auwera

Sizano BV

Director · represented by Jeroen Leroux

Shareholders

Sizano

27.8%

Gecomo

27.8%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Leo Kempenaersstraat 106

2223 Heist-op-den-Berg

2.123.200.039

Liersesteenweg 441 box GLV

2800 Mechelen

Active since 14 February 2003

2.270.907.580

Dorp 87

2820 Bonheiden

Active since 1 January 2017

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0478.213.067
VAT number
BE 0478.213.067
Registered office
Leo Kempenaersstraat 106, 2223 Heist-op-den-Berg
Names & denominations
PROTECT
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
27 August 2002
Peppol
Active · Active since 24 Nov 2023
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does PROTECT do?
PROTECT is an insurance broker in Heist-op-den-Berg. Private Limited, started on 27 August 2002, 3 establishments.
What is the address of PROTECT?
The registered office of PROTECT is located at Leo Kempenaersstraat 106, 2223 Heist-op-den-Berg.
Is PROTECT still active?
Yes. According to the CBE (18 September 2026) PROTECT is active, legal situation “Normale toestand”, started on 27 August 2002.
Is PROTECT registered on Peppol?
Yes, PROTECT is registered on the Peppol network with ID 0208:0478213067.
What is the enterprise number of PROTECT?
The enterprise number of PROTECT is BE0478213067.
When was PROTECT founded?
PROTECT was founded on 27 August 2002.