Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
R & M from Affligem, company number BE0478172089, closed financial year 2025 with a result of € 19,890 after tax. For that financial year R & M recorded a gross margin of € 86,243 and equity of € 83,087. Compared with financial year 2024, the result moved from € 13,796 to € 19,890. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 83,087
▲ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 19,890
▲ 44% vs 2024
Profit after tax over the fiscal year.
€ 7,805
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 19,783.
People and assets in 2025
€ 47,777
▼ 29% vs 2024
Of which on lease € 40,891.
Debts at end 2025
€ 182,209
▼ 21% vs 2024
€ 32,374 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 24,295
▲ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,077
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 45,247 | € 47,688 | € 70,086 | € 86,243 | ▲ 23% |
| Profit after taxes | € -7,339 | € -37,114 | € 13,796 | € 19,890 | ▲ 44% |
| Equity | € 86,515 | € 49,402 | € 63,197 | € 83,087 | ▲ 31% |
| Total debts | € 743,821 | € 747,579 | € 724,057 | € 664,435 | ▼ 8% |
| Cash | € 58,147 | € 24,684 | € 7,441 | € 7,805 | ▲ 5% |
| Land & buildings | € 398,048 | € 391,509 | € 366,365 | € 358,590 | ▼ 2% |
| Retained profit | € 23,211 | € -13,903 | € -107 | € 19,783 | ▲ € 19,890 |
| Bank debt | € 365,715 | € 248,069 | € 230,433 | € 182,209 | ▼ 21% |
| Balance sheet total | € 830,336 | € 796,980 | € 787,255 | € 747,522 | ▼ 5% |
Key figures of R & M, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to R & M?
What happened at R & M in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 19,890 (▲ 44% vs 2024). filed late Source: NBB ↗
- New establishment in Affligem. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,339 loss in 2022 to € 19,890 profit in 2025.
Paid € 867 in corporate taxes since 2022.
Best year ever: 2025, with € 19,890 profit.
Management
Behind R & M are Rudi Van Vaerenbergh, Marleen Boriau and Elly Van Vaerenbergh.
Directors
According to the 2025 annual accounts
Rudi Van Vaerenbergh
Director
Marleen Boriau
Director
Elly Van Vaerenbergh
Director
Establishments
Establishment units
Physical locations of this company
Groeneweg 90
1790 Affligem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.172.089
- VAT number
- BE 0478.172.089
- Registered office
- Groeneweg 90, 1790 Affligem
- Names & denominations
- R & M · SensuEll
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 August 2002
- Peppol
- Active · Active since 16 Sept 2025
- Activities · NACE
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