Financials
Financial year 2025
B & Y CONSTRUCT from Gavere, company number BE0478154075, closed financial year 2025 with a result of € 94,909 after tax. For that financial year B & Y CONSTRUCT recorded a gross margin of € 250,391 and equity of € 772,765. Compared with financial year 2024, the result moved from € 155,998 to € 94,909. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 772,765
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 94,909
▼ 39% vs 2024
Profit after tax over the fiscal year.
€ 491,134
▲ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 53,558 paid out
56 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0.8
Average over the fiscal year, from the social balance sheet.
€ 53,045
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 140,256
▼ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 193,748
▲ 3% vs 2024
€ 23,777 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 64,689
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,617
▼ 27% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 194,720 | € 280,869 | € 337,476 | € 250,391 | ▼ 26% |
| Profit after taxes | € 67,379 | € 116,744 | € 155,998 | € 94,909 | ▼ 39% |
| Equity | € 528,829 | € 640,573 | € 731,414 | € 772,765 | ▲ 6% |
| Total debts | € 151,121 | € 267,215 | € 319,818 | € 303,895 | ▼ 5% |
| Cash | € 156,583 | € 295,396 | € 250,577 | € 491,134 | ▲ 96% |
| Land & buildings | € 57,000 | € 61,488 | € 74,721 | € 69,782 | ▼ 7% |
| Retained profit | € 510,229 | € 621,973 | € 712,814 | € 754,165 | ▲ 6% |
| Dividend | € 11,560 | € 5,000 | € 65,157 | € 53,558 | ▼ 18% |
| Bank debt | € 114,936 | € 138,052 | € 188,006 | € 193,748 | ▲ 3% |
| Balance sheet total | € 682,186 | € 909,264 | € 1,051,946 | € 1,076,660 | ▲ 2% |
| Employees (FTE) | 0.8 | 0.8 | 0.8 | 0.8 |
Key figures of B & Y CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B & Y CONSTRUCT?
What happened at B & Y CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 94,909 (▼ 39% vs 2024). Source: NBB ↗
- New establishment in Gavere. KBO
- Start of the company according to the CBE. KBO
In short
From € 67,379 profit in 2022 to € 94,909 profit in 2025.
Paid € 184,372 in corporate taxes since 2022.
Best year ever: 2024, with € 155,998 profit.
Paid out € 135,276 in dividends to the owners in total.
Management
Behind B & Y CONSTRUCT is Yves Rouquart.
Directors
According to the 2025 annual accounts
Yves Rouquart
Director
Establishments
Establishment units
Physical locations of this company
Provinciebaan 61
9890 Gavere
Provinciebaan 61 A
9890 Gavere
Active since 13 September 2002
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.154.075
- VAT number
- BE 0478.154.075
- Registered office
- Provinciebaan 61, 9890 Gavere
- Names & denominations
- B & Y CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 August 2002
- Peppol
- Active · Active since 1 Apr 2025
- Activities · NACE
Dakwerkzaamheden
Dakbedekking en bouw van dakconstructies
Overige werkzaamheden in verband met de afwerking van gebouwen
Overige gespecialiseerde bouwactiviteiten, neg
Sanitaire werkzaamheden
Overige gespecialiseerde werkzaamheden in de bouw
Overig loodgieterswerk
Overige gespecialiseerde bouwwerkzaamheden